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AIBU?

Not listed on title deed of DH's overseas house

86 replies

tippingpoint14 · 17/11/2019 14:14

DH bought a house in country A just before we met. He's just finished paying it off. Been married five years when we bought our place in country B where we now live.

I contributed a significant deposit to our house that I had saved over the years before we met. The house is in both names. Yet his house OS is only in his name.

He says we can't change the title deed to include me unless we are physically there. We've visited a couple of times since we married but it never seemed to get done for various reasons. He's been there a couple of times alone since but says I also need to physically be there to make the change, which I won't be able to do for some time.

I'm struggling to understand why we can't add my name from afar, but I'm not familiar with the ins and outs of these things.

Does anyone have any knowledge that could shed some light?

OP posts:
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tippingpoint14 · 17/11/2019 16:18

On that note, I'm shutting down my computer for a bit. Feeling shit enough about everything as it is.

Thanks to all those who offered advice.

OP posts:
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vodkajellytime · 17/11/2019 16:26

I'm not entirely sure of this but I believe the law relating to divorce and division of assets will depend on your country of residence.
So, if you're resident in England, English law relating to divorce and division of assets will prevail. I'm not a lawyer though so you really need to get legal advice ASAP. If you're in England, don't move!

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Ginkypig · 17/11/2019 16:27

He doesn't need to put your name on the house, he bought it and paid for it outright but to be honest you were very silly to not ringfence your deposit before splitting the equity of the other house.

You have contributed far more to one of the houses than he has and yet if things ended in divorce he will walk away with one whole house and half the other.

If I were you I would see about setting up a contract that he signs giving you your deposit back before then splitting the proceeds of the house equally after that or him putting your name on the title deeds of the other house. You are either sharing or you are walking away with your separate entitlements fairly the set up now is massively unfair to you as it stands.

Personally I think he should keep the Poland house as he obviously doesn't want you to have it and really it's so much hassle that you probably wouldn't either but I would want the deposit then have the proceeds of the uk home.

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Ginkypig · 17/11/2019 16:33

Sorry cross post!

What I said still stands and I wasn't trying to dig at you but your last post shows I could have been nicer in how I worded it.


It's hard to grow up thinking everyone saw blue only to realise what you thought was blue everyone else saw as green. It kicks you in the teeth to realise you didn't know any better and your normal was really not and you deserved better. I think you have bigger issues than the house op but it seems your are starting to realise this and this thread is probably a reflection on that.

I hope you start other threads to gain advice about the rest of the picture because it's very likely from the little I have read here so far that you deserve much better than this and I hope here or somewhere else can help you with that.

Flowers

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LemonTT · 17/11/2019 16:33

This is not the place to get advice. You need to understand the risks the situation gives rise to. Then decide what, if anything, you want to do.

There is probably more than one risk.

If you were to divorce in England it will be listed as an asset and it’s value included in any consideration by mediators or the court. That’s probably the least risky outcome.

There are some silly games he can play. That he may attempt to dispose of the asset and hid the receipts in anticipation of divorce action.

The other question is what would happen if he dies without a will or with a will that excludes you. It might end up going to a sibling or parent under polish law. Do you know what is in your wills?

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BlouseAndSkirt · 17/11/2019 16:40

Oh, hod, sorry OP.

I didn't read your post properly and see that you ARE married.

OP, he is abusive and horrible, and none of that is your fault.

You need legal advice, as you are seeking - but do post in legal, and make it clear it is about Polish Deeds in the title, and stay away from AIBU - Relationships is a much more supportive board to talk about your marriage.

Flowers

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Itsjustmee · 17/11/2019 16:49

How long have you been married
If it’s not long then you might stand a much better chance of getting a higher percentage of the uk house / assets deposit back
The longer you leave it the more chance you have of being screwed over financially

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m00rfarm · 17/11/2019 16:54

Watch out for tax implications. Also, if you have a house in a different country then the will needs to be written to take you into account. Most countries do not uphold wills written in a different country. And having a will that names you is the first thing you need to do. After that, you can then see what has to be done to make you a part owner. it could be that to do this, you need to pay stamp duty for a second time (for example).

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vivacian · 17/11/2019 17:13

Given your situation OP, if you come back to this thread, I think you should post in Relationships. AIBU was not a good choice. I also think that you need support IRL. Therapist, lawyer etc.

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LazyDaisey · 17/11/2019 19:58

I’m really sorry but you’re not going to be able to get a super straight answer on this from a solicitor because Brexit. The laws will differ for EU members and non members. For example, your husband should have been declaring the rent from Poland to HMRC and it’s considered his U.K. taxable income (I learned that little gem from their website as I don’t know anyone who actually does it or how the U.K. govt could possibly enforce that)

There’s very strict laws everywhere regarding property due to money laundering, so I’m actually surprised you can add a random person to your deed in U.K. without having to be present. In the US, you can’t even sell a property and have the money go into your U.K. account. It has to be a US account (money laundering).

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