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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much you get on universal credit?

28 replies

sarah8484 · 15/11/2019 17:09

Can i be cheeky and ask how much you get on universal credit. Ive just done a benefits calculator and working part time, and with one child it says i could claim £1500 a month. Is this right? Seems alot. Not sure if this is including my wage?

OP posts:
Iamclearlyamug · 15/11/2019 17:23

Literally everybody is different, depends on your area, whether you private rent or council house, what year your child was born, how many hours you work, your wages, how often you get paid.

If you can answer these questions I can calculate for you (i have experience in this)

Themyscira · 15/11/2019 17:25

Op don't give your personal information to some rando on the internet.

Rockbottom22 · 15/11/2019 17:29

Yes dependd on area etc. That seems alot if your working part time aswell though. We get just under£500 and that's with my dps wage of £1400 a month.

WorraLiberty · 15/11/2019 17:31

Op don't give your personal information to some rando on the internet.

Exactly this!!

Nighttimefreedom · 15/11/2019 17:31

I think it gives you a total and then you get deductions made for your earnings. A certain amount is protected and them it's like 85p taken off for every £1 you earn or something.
Its confusing and I found I only understood once I'd seen the advisor at my local hob centre.

Nighttimefreedom · 15/11/2019 17:32

Lol job centre obviously

runoutofideasnow · 15/11/2019 17:33

Entitled to benefits calculator on their website is pretty accurate.
I work for a charity that helps people with benefits and each individual is different depending on their circumstances.

Iamclearlyamug · 15/11/2019 17:41

wow lol, wasn't expecting that - im actually not a complete random, just someone trying to help. plus I wasn't actually asking for anything that could be outing - telling someone your child was born in say 2011, and working 16 hours a week at minimum wage paid monthly - could be ANYONE 😂😂 but no worries

MyhorseMyfreedom · 15/11/2019 17:49

We get more than that, but I am still on TCs and have more kids. DP working part time, me at home.

It all goes on the horse though LOL

WorraLiberty · 15/11/2019 17:56

Iamclearlyamug I've no doubt your intentions are purely to help the OP Thanks

But we are all randoms on this anonymous forum.

Indie139 · 16/11/2019 11:55

Wage, hours, childcare costs, & housing costs are taken into consideration.

Im a single parent of 1. Work fulltime and have rent and childcare costs.

I get much less than that

Musereader · 16/11/2019 12:30

Its simple add up what you are entitled to www.gov.uk/universal-credit/what-youll-get and deduct 63% of earnings after the work allowance (and full amount of any other income) and there may be debts and advances taken off.

Not really that simple though because you need to work out how much housing you are entitled to, because there may be deductions for non dependants in private rent, or spare bedrooms in social rent.

And there are so many deductions that can be taken, and the amount of earnings can be different from what you think.

Minimum amount of info needed to calculate the eligibility is people in your household and your lha area. As to what is deducted you will only find out when you apply

subwaysaladfan · 16/11/2019 12:38

I get just under £1800 that's with 4 dependents and I'm paying back just under £100 for the advance I had to take out so if I didn't get that I'd get just under £1900.
I'd get an extra £200 a month if I worked 16 hours at minimum wage. That's after they take their 63p from every pound earned over £287.

Ravenrob · 16/11/2019 12:42

Nothing. Full-time student with one child and don't live with my partner. I get about £500 a month in the summer.

popthepopcorn · 16/11/2019 12:43

I get just under £1800 that's with 4 dependents and I'm paying back just under £100 for the advance I had to take out so if I didn't get that I'd get just under £1900.
I'd get an extra £200 a month if I worked 16 hours at minimum wage.

Wow, that sounds like a lot to me! But an appropriate amount to support 5 people. Yet some people seem to get so much less?

Parsnips20 · 16/11/2019 12:46

I've just name changed because I will put some personal details here.

I think I'm in similar circs to you op. Single parent, one child, working part time. I also rent so get the housing element of UC.

My payment is made up of 3 elements. Standard, housing and Child. It's a base payment £1480 before deductions. The first £287 (this is higher if you don't get the housing element and nil if you don't get the child element) of my wages aren't counted, anything after that they'll work out 63% off and deduct that from my payment.

Eg if I got paid £787 (not real figures) they would take 63% of £500 (£315) and reduce my UC payment by that so I would get £1165 plus my £787 wages. I also took an advance when I first applied so a bit gets deducted for that at the end but it's not a lot.

I was one of the lucky ones who UC works really well for. I get paid monthly (weekly pay makes it a nightmare!) and I worked out the best time of the month to apply. We get paid early in December so I wanted to make sure there was never a 'qualifying period' in which I got paid twice.

I've researched this to death and have a close friend who works in UC so feel free to ask if you've got any other questions

tinytemper66 · 16/11/2019 12:48

My son gets just over £1000 which includes housing benefit.

EnFinale · 16/11/2019 12:52

Blimey I’m off to hand in my notice!

These are astonishing amounts Shock

MissingSilence · 16/11/2019 12:52

I’m a single parent to one child under 2, who is in childcare, work part time and get a lot less. I’m entitled to more but my wages wipe most of it out (they deduct once you earn over say £400)

GoldLeafTree · 16/11/2019 12:53

I'm working now but when I wasn't, £940 for me and DP.

It completely depends on how many dependants you have, your local housing allowance etc

MissingSilence · 16/11/2019 12:55

Should add I’m not on a huge wage - work for the NHS

Crass12 · 16/11/2019 12:58

£1700 wage, renting with kids I get approx £300 a month.

subwaysaladfan · 16/11/2019 13:05

@popthepopcorn I think it depends where you live, I get full housing benefit too and single person reduction on my council tax, out of the £1800 I pay £560 rent.
£247 child benefit
£360 child maintenance
Looking to start work in January part time as my youngest has just turned 3.

Zofloramummy · 16/11/2019 13:13

One child, work full time in a school on minimum wage, mortgaged property (I used to have a good income before ill health). I get £430 a month, my only option to get more money would be to work more hours. With no local family support and the cost of childcare it’s not feasible, and my health would nose dive again.

Imustbemad00 · 16/11/2019 18:20

2 kids, work part time minimum wage. Receive full housing element so total is around £1300 I think. Then have my small wage on top.

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