Need advice. Wanky ex

[Theendofmyrope]

My ex is still on my bank account and he still both salaries paid in. It is causing me so much stress and I've asked so many times to get his own account but he said he cant and he moved out 4 months ago into room at mates so has no utility Bill's in his name or anything similar needed to open account. Is there any way around this... I am desperate to make clean break but this account mess is preventing this. Any advice welcome

Can’t you just be removed from the account and leave it solely in his name?

Tell him you’re closing your account in say, a month and if he wants his salary he’ll need to sort a new one out for himself.

Why don’t you just get a new account and take your name off. Problem solved.

Open your own account, pay your salary into the new one and write to the bank and ask them how you go about having your name taken off the old one.

If it’s because it’s a faff to change you’re bills it’s not that desperate, is it? Just change them. Job done.

Harder to change the terrible grammar in my post.

If he opens an account with the same bank then the address issue shouldn't be a problem. He'll just have to update his address at a later date. Credit files are linked to names and not addresses nowadays so there shouldn't be any detrimental impact to you. He can apply for a new account online and probably won't even need to visit a branch.

Sounds like he's just lazy. Perhaps insist on sitting down and completing it online with him?

Open a new account in just your name. Have your salary, CB etc paud into it, and switch your direct debits. Then tell your stupid ex that you areclosing the joint account as of the 1st December and he needs to sort out an account of his own.

The most basic account at Nationwide is easy for anyone to set up.

Cant close account as have huge overdraft facility which I need right now and many DD payments which would be a nightmare to change he came onto my account when we got married as he was from overseas. Cant close account either as he would need to agree it which he wont.

Go into the local branch of the bank and talk to them about it. If they are not much use, go and see someone at a different bank and ask them about switching accounts. A lot of banks are really happy to help a potential customer move everything to them because it's good business for them to attract new customers away from other banks...

He should be able to open an account in his sole name at your current bank. Then he can get his money transferred into that, and as long as your joint account is in credit you should be able to remove his name. If the account is overdrawn this May be more difficult as you are both responsible for the debt. Go and talk to your bank