To cancel life insurance during separation?

[Wantoutnow]

My soon to be ex partner recently took out life insurance on me, as we have a child. It is for quite a bit of money. 3 x as much as the life insurance on his life that would go to me.

I just feel deeply uncomfortable about it. He has a lot of money, owns a big house, and is a high earner.

He said that he’d need it to look after our son if I died. However he’s very mean and I know he would get his sister to look after our son. I think he’d just spend the money on himself. He’s already named his sister as guardian if he dies, even if I’m alive, and is leaving her money in his will but not me.

Recently I asked for physiotherapy for our son and even though he earns a lot he said we didn’t have the budget for it. He’s very controlling to be honest hence why I am leaving him.

The life insurance is obviously in my name, I want to cancel it. But I don’t want to be irresponsible. I’d obviously want my child looked after if I died, and want to do the right thing, but this doesn’t feel like it.

AIBU?

I'd be incredibly uncomfortable if somebody had a life insurance taken out that pays them a fuckton of money in the event of my death.

DP still has insurance on his ex's life, for quite a fuckton of money. He's kept paying the premiums, because she's an alcoholic, very unfit and had lung cancer 9 years ago, so he thinks there's a good chance he'll outlive her.

She hates it, but she also has insurance on his life, albeit for a lot less money.

Their child is nearly 30 now, so it would just be a windfall for the survivor if one of them died.

I guess it’s fine if you both agree.