Urgent mortgage advice needed

[YoureAQuizardHarry]

I've just been diagnosed with cancer. And we're buying a house so my husband is doing the application alone as I won't get a mortgage due to me being off work etc plus I've got shit credit but that's by the by.

Our broker said it shouldn't be an issue, until they've sent this form.. he said it's because it's a joint account and 2 salaries going into it (currently)

What the fuck do we do? We had to sign a declaration that I'm not financially dependent on him as my mum is helping me out whilst I'm off work. But this form says if I move in it's mortgage fraud..

Please can anyone help?!

You just need to sign something that says that whilst you will live there, you can’t claim a right to stay if the property is sold and by signing you sign away your right to stay. Don’t know what the proper wording is, but nothing to be concerned about

Thank you xx

www.theguardian.com/money/2018/sep/17/rights-boyfriend-flat-mortgage-fix-house

This is analogous.

It will be a form like this you need
www.skipton.co.uk/~/media/skipton-co-uk/pdf/Conveyancers/Deed_of_consent.ashx?la=en-GB

You will need to sign a deed of consent

He's your husband though so you're financially linked.

Just sign it. No one will ever check.

SandraOhshair what ridiculous nonsense advice.

There was a form we completed to say that I understood it was the marital residence and although the mortgage is just in my name my husband has an equal claim on the house. However we live in Scotland and I know things are often different up here.

Sorry for your diagnosis *OP.

You need specialist advice on this.. go to a solicitor ASAP. Or post in legal. I don't think you can rely on internet strangers for something like this. Make sure its right before you go any further.

But it's true.