To ask about your climb up the property ladder?

[Ohpleasenotnow]

I'll go first (although not much to tell really)

House 1 - bought in 2008 for 90k with 10k deposit

House 2 - bought in 2012 for 142k with 30k deposit

House 3 - hoping to buy in 2020 for 300k with 100k deposit

House 1 - 2 bed flat. Bought for £64,500 in 2007 with approx £30k deposit. Sold 2014 for £49,500 (got the keys a matter of weeks before the crash 🤦‍♀️)

House 2 - 3 bed house purchased for £75,000. £40k deposit.

No immediate plans to move but i would like to buy my grans house when the time comes.

House # 1 - semi derelict - bought for £11k (cash - no mortgage) 1985 sold (after a lot or renovation) in 1991 for 32.5k

Houses #s 2&3 (semi-derelict, detached but neighbours in substantial plot) 80k (50k cash 2 x 15k mortgages).

No plans on moving ever again but thinking of building a house in the garden for kids to move into.

I am genuinely curious as to why you would want to start such a thread. It will only end in people going "what job do you earn to be able to do X" etc, or "helps when you get inheritance I had none" or whatever

Anyways

2013 - 1st house - £37.5k down, £250,000 purchase price

2018 - 2nd house - £157k down, £541,000 purchase price

No plans on moving anytime soon hopefully this will see us out for DCs education etc

Been very lucky with area and first and second properties being huge reno projects

Flat 1 2009: £245k with £50 deposit
House 2 2011: £537k with £130k deposit
House 3 2018: £1.35m with £700k deposit

Bought small house near peak of market late 2006, so missed out on all later incentives. Sold for a loss after crash in about 2014 but bought a bigger house so worked out OK.

Don't intend to move again until we are old and need a bungalow - we won't move up the property ladder but we will be able to pay off our mortgage by 55.

house 1 - £28K 1998 - 3 bed ex council £5k deposit paid by vendor

house 2 - £115k - purchased with now ex - I put £13K in

House 3 - £160K with 40k deposit (divorce settlement)

House 5 - £150k with 30k deposit - currently living in it - now valued at £220K (did £26k of work on it - so roughly £110k equity)

next move will be to downsize 4 - 3 or 2 bed - eldest goes off to uni in 2 years, second one in 3 - then eventually move back to my home town (Northern and cheaper) with no mortgage to retire and be poor!

House 1 brought for 40k sold for 44k
House 2 brought for £74k sold for 85k
House 3 brought for £84k sold for £220,000
House brought for £295,000 currently on second extension, current value £750k

House 1 purchased for £60k with a 5k deposit in 1996

House 2 purchases for £118k with £20k deposit in 1998

Current house

Sorry pressed post by too soon mistake

Current house purchased £435k with £235 deposit in 2007 - now worth £750k

House 1 - bought circa 1989 for £29.5k. Three bed Victorian terrace

House 2 - bought circa 1994 for £60k.
Three bed semi, ex-Council

House 3 - bought 2000 for £150k
Four bed detached.

That's it except that house 3 is now a five bed, and worth £430k if ad on Rightmove for a similar house up the road is to believed.

First house 261k in 2008.
Not moving but doing loft for approx 40k.
Don't plan to move again . Maybe at retirement

Flat 2012 360k, sold 2015 575k
House 2015 890k

Started in London, moved out to commuter belt. DH & I both had good incomes but lived like paupers through our 20s to save, terrifucally lucky that parents topped up ours savings for the deposit on flat to get us to 15%. We overpaid the mortgage on the flat so had a good slug of equity for the house.
Have probably lost a bit on house in current market.

DH & I bought our first house in 1989, a 2 bedroom terrace, we had a 10% deposit. We sold at a big loss five years later thanks to the recession, but were able to buy a 4 bedroom detached in a much nicer area. Our next & current house is a 5 bedroom detached with a large garden. We bought the land and designed & built the house ourselves 18 years ago, which saved us a lot of money. We will finally be mortgage free next year.

House 1- bought 2012 for £90k with £10k deposit
2 bedroom penthouse riverside apartment

House 2- bought 2017 for £180k with £35k deposit
3 bedroom rural semi

House 1: 3 bed terrace; bought in 2004 for £140k with 10% deposit.

House 2: 7 bed semi; bought in 2013 for £340k with 25% deposit.

Not bloody moving again

Flat 1, bought half through shared ownership scheme for £80,000 in 2006.
House 2- inherited £450000 from a relative so bought £500,000 house outright.
Had I not inherited I would still be in my flat.

House 1 - £178,000 in 2008 sold for £205k
House 2 - £228,000 in 2011 sold in 2018 for £358,000
House 3 - £498,000 (current house)

first house 1976 £9,700 - sold 1995 £49500
2nd 1995 £60,000 - sold 2000 £85,000
3rd - practically derelict - 2000 £50,000 spent £30k sold 2019 £190,000
4th & final - self build in garden of previous £170,000 (worth £230,000)

1995 £32k - sold 1997 £52k
1997 £81k - sold 2001 £98k
2001 £105k - sold 2003 £205k
2003 £84k - sold 2006 £131k
2006 £184k - sold 2014 £247k
2014 £325 - sold 2016 £495

2017 £480 - currently worth £600

Started 1981 at £32k in zone 2. Peaked in zone 2 in 2015 at £3.8m. Presently having redeveloped about £1.8m on Surrey borders. Avoids mansion tax.

Went travelling and partying once finished studying. Came home and met dh who had his own house. He bought in 1995 for £96k.

Moved in together and then I paid £2k for land at the side of our house. Did extension and still here, house is now worth £600k!

Sad sometimes that I haven’t ever chosen a house and been through the process, although I love my house and did plan our extension.

House 1, a 4 bed detached, bought with a 95% mortgage in 1983 for £29,000.
No, I haven’t missed a nought off! Still living in it, 36 years later, after two DC born in 1989 and 1990, widowed in 1991, DC grown up and bought own homes 50 miles away, and I retired in 2016.
The house has been altered and the garage moved, but it’s grown with me through every stage of life. I couldn’t imagine ever moving.

Flat 1 - 2002 bought for £91k with 0% deposit (those were the days) - sold for £145k
House 2 - 2005 bought for £265k with £30k deposit, sold for £360k
House 3 - 2013 bought for £360k, sold for £540k
House 4 - 2016, bought for £750k

Can't remember deposits on 3 & 4, we just plugged all the money we'd made on the previous houses into the next one.

No plans to move from our current house in the foreseeable future.

Bought in 2016, 3 bed semi £92k with a 40k deposit in an absolute shithole but was our only chance to buy

Sold it this year for £122k. Feel really lucky to have got rid as the area was honestly getting worse by the day.

Now bought another 3 bed semi (but bigger, newer and 3 storey) in a better area for £195k with a £73k deposit

No hope of moving up again I don't think. Plus mortgage seems massive now 😂😩

Flat 1 - £250k 2 bed in 2013 with 65k deposit
House 2 - £1m 5 bed house in 2019 with 500k deposit

I worked hard overpaid and got a decent pay rise pretty much each year