To use my recently cleared Credit Card for this..

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I'll try and keep it short.
Overcrowded in HA. Have found a private rental. Awaiting on the paperwork to move end of month
We've been told we can paint as 2 of the bedrooms are not good and need to do before moving as once furniture in it will be difficult.
My son has enough stuff as he has own room now.
Dd and dsd have nothing for a bedroom as currently sharing with us. Ie wardrobe space etc.
The girls room will need a carpet too which we've been given permission.
I'm stressing as every bit of cash we've had to use for deposit and month upfront.

I need to get wardrobe and drawers for girls. A bed for ds and the girls will have the bunks that ds currently uses ( dsd normally goes in with him and dd in cot but outgrown)
A few homely items like lighshades. Curtains etc.

Everything else we'd make do. But to try and furnish a 3 parlour bed house from a small 2 bed flat at short notice is stressing me out.
I struggle with change and the fact I love my home as it is.

Due a babybin the new year so wanted to get sorted by end Oct to then concentrate on Xmas and baby.

Please note. I didn't expect my life to change so much when I moved here it was just me and ds. Never expected to meet so. Wine and get married. We had dd with treatment but was told we wouldn't conceive naturally and we did.. If it wasn't for that we would of manged to scrape by until ds goes to uni.

I had worked hard to clear the credit card so feel gutted to feel the need to use it. But I goess it's not like I'm using it for useless things or meals out etc.

They have to provide furniture all right but most looks like it was rescued from a skip
It depends of where you are renting. If you check my home.ie or draft.ie you can see the majority of rentals are decent furnished.
I bought new beds but the sofa is fine.

When I finally paid off my credit card I set the limit at €500, and clear it every single month. I rarely use it now, terrified of running it up again.

As pp have suggested, if you need things like wardrobes buy from facebook.

Asking a question.

I'm amazed these things have to be provided.

They don't have to provide dishwasher tumble dryers or lawnmowers.

Carpets have always been provided by landlord. I’m not surprised they’ve given permission, I’m sure they bit your hand off! What is the floor like now?

@Crunchymum My spelling is shocking, I thought you were correcting errors Sorry.
I do proof read yet still miss obvious errors.

What a terrible shame you have given up a totally secure tenancy to private rent even though you have good reasons. (Have you posted about this before?). You are now at the mercy of unscrupulous landlords as you're finding out. The costs won't end there unfortunately, particularly if you are asked to move on again, which I hope you won't be. With children there is likely to be more wear and tear on the property - you'll need to be careful about damage etc (although some wear and tear is allowed).

I wouldn't use a credit card if you can help it to buy furniture- as pp's have suggested, check Facebook etc

They don't have to provide dishwasher tumble dryers or lawnmowers

Laundry, food preparation and food storage
Regulation 7 requires private landlords to provide access to:

A washing machine
A clothes-dryer if the dwelling does not have a private garden or yard
They must also provide facilities for cooking and for the hygienic storage of food, to include the following:

4-ring hob with oven and grill
Cooker hood or extractor fan
Fridge and freezer, or a fridge-freezer
Microwave oven
Kitchen cupboards that are suitable and adequate for storing food
Sink with mains water supply, hot water and draining area
For dwellings rented from local authorities and approved housing bodies, the relevant requirements are in Article 7 of the Housing (Standards for Rented Houses) Regulations 1993. This Article requires the landlord to provide facilities for:

Installation of cooking equipment with provision, where necessary, for the safe and effective removal of fumes
Hygienic storage of food
Other requirements
All landlords must provide:

A sink with hot and cold water
A separate room, for the exclusive use of each rented unit, with a toilet, a washbasin and a fixed bath or shower with hot and cold water
A fixed heating appliance in each room, which is capable of providing effective heating and which the tenant can control
A fire blanket and smoke alarms
Access to vermin-proof and pest-proof refuse storage facilities
In multi-unit buildings, the landlord must provide each unit with a mains-wired smoke alarm; a fire blanket; and an emergency evacuation plan. There must also be emergency lighting in common areas.

Read more about the minimum standards, including a guide to minimum standards in rented accommodation (pdf). New guidelines will be available shortly, incorporating the extra requirements that came into effect on 1 July 2017.

Extra requirements from July 2017
With effect from 1 July 2017, when the Housing (Standards for Rented Houses) Regulations 2017 came into force, landlords must ensure that:

Windows that are located above a certain height are fitted with safety restrictors, in order to prevent falls
There is a permanently fixed heater in each bathroom/shower room and these heaters are properly ventilated and maintained

What is your DH doing to provide in all of this?

Look on places like facebook marketplace etc for furniture, curtains and the like. We are currently in the process of moving so having a big clearout at the same time. I've put loads on facebook marketplace either for free or very low price. Most areas have their own facebook selling pages too, so you can find people in your local area which makes it easier to collect.

I've seen people getting rid of tins of paint on my local selling page, as well as curtains, bedding & small furniture. You could pick up a few free or cheap items for now & replace as you go along.

Don't do it. You will regret it because debt is its own stress.

I have managed to find e.g. a dining table and six chairs for £18 from a local yard sale, and loads of thigs at my local tip. I got curtains from a second-hand curtain trader. Is there a 'Fore Sale in...' page on FB for your local area? There are always beds for sale locally to me. Also places like the British Heart Foundation have warehouses full of furniture. Have a look round and see what there is locally to you.

Do not do it! Ask for a transfer as your current property is too small. Do not give up social housing for less secure, more expensive, private rented!

Agree - look on Gumtree or similar. We just emptied my late parents' house using those sites. They had quite modern tastes, and it was all barely used and in brilliant condition. Some people got an incredible bargain.

A washing machine
A clothes-dryer if the dwelling does not have a private garden or yard
The clothes dryer in question in frequently just a clothes horse on which to hang washing to dry. I see no mention of dishwasher or lawnmowers.

In Ireland the regulations are very strict, beds, sofa, washing machine, dishwasher, working cooking appliances, kettle, fire extinguishers, fire blankets, law mower, area to dry clothes and a tumble drier if no garden, these must be supplied it is enforced by the PRTB. Private renting tenancy board

I've been renting for years in Ireland. I've never once had a house with a fire extinguisher/ fire blanket or a lawn-mower. The house I'm currently renting doesn't have a dish-washer.

Lucky you can afford it,...

Not at all. I moved with nothing. I was leaving an abusive ex. I started again with little more than I could carry in a suitcase, every stick of furniture I own is sourced from friends/Facebook/Freeecycle/eBay/car boot sales. I now have a new mattress, a new cooker, a new washing machine and a new dishwasher but those things were saved for and replaced old secondhand items.

HA to rental- no! Why give up your security? The landlord could ask you to go in 12 months and for the next 5 years you are still pausing off his carpet.

I've been renting for years in Ireland. I've never once had a house with a fire extinguisher/ fire blanket or a lawn-mower
You need to report your landlord it is the law for fire safety equipment.
You should request an inspection.
The lawnmower isn't a law but something they provide as it shouldn't cost you to buy one, garden maintenance should be included in the lease, the majority supply one in the shed unless maintenance is covered under the rent.
Do I have to cut the grass or is it the tenant’s responsibility?
This depends on the individual tenancy and should be covered in the lease agreement. Some landlords will maintain the gardens themselves as it gives them an opportunity to keep an eye on the property. Others will supply a lawnmower for the tenants to cut the grass. Whichever option you choose make sure it is clearly outlined in the lease agreement and pointed out to the tenants at the beginning of the tenancy
From landlord Ireland site.

You need to report your landlord it is the law for fire safety equipment.
You should request an inspection.
With the current housing crisis in Ireland most landlords know quite well that tenants are afraid to rock the boat in case the landlord decides to "renovate" as an excuse to make a tenant who complains leave.

No don’t do it, none of that is essential.

Just do it as you go!

Unless the landlord deducts the cost of carpet and paint (if they've told you they need doing rather than personal taste) from your deposit, walk away now or if you're desperate to move, tell him that needs sorting before you move in.
The problem is, if you start doing stuff like that now, he will expect it all the time. What starts as a carpet or paint can soon descend into bigger more costly repairs. I would avoid landlords who tell their prospective tenant to do stuff before they've even moved in, and no doubt he deducted the cost of old carpet or paint repairs from his last tenant too.

Stealing this post and reposting it as it says exactly what I was going to say...

*AnchorDownDeepBreath

I really wouldn't give up HA accommodation. You will struggle hugely to get back on the list and our economy is not the most stable right now... I can absolutely see why you want to, but I think you need to make do and just keep on at the HA about the overcrowding, so that you retain your secure tenancy.

If you do move, I wouldn't be paying to carpet and paint someone else's house. If the landlord wants you to do that, negotiate on not paying the first months' rent or something. Otherwise you're putting yourself into debt again to improve someone else's house, and the landlord could very well ask you to leave in 12 months time, even if they say now that they are looking for long-term tenants (which they always do!)*

Plus what everyone else has said - value your clear credit card over matching furniture - there’s a glut of free furniture out there, make the most of it!

Buy or borrow a clothes rail for your daughter. I’d be surprised if you can’t acquire a cheap pine bedside table and bed for really cheap or free. Keep the CC for real emergencies!

You need to report your landlord it is the law for fire safety equipment

I've just googled it, it's not the law at all.

While fire extinguishers are not a legal requirement, it is standard practice to provide them. The installation of fire extinguishers may also be a requirement under your insurance and your local fire authority has the power to request you to provide same

I am a landlord. Carpet is my responsibility, and so is painting the walls something neutral but I don't repaint between every short term tenant. However scruffy rooms get painted between tenants. You need to ask when the carpet is going down, and if the bedrooms will be emulsioned first.
As far as furniture is concerned, look on Freegle, Freecycle and Gumtree. On Freecycle and Freegle you can ask for things. Preloved can be good as well. Even if you replace later when you can afford it, there are some good things available. Sometimes people are clearing out relatives houses and just need things to go to a new home
Enjoy your new house and baby..