AIBU to think this is crazy? Care Costs

[SedatedMess]

At the moment I need carers, three times a day, to help with personal care, dressing and making meals. I had the 6 weeks of short term intervention for which no-one pays but am now post-6 weeks and a new company is allocated.

I will need a financial assessment to see if or how much I need to pay.

This may not happen until 4 or 5 months have passed (when hopefully I won't need them any more).

I am beyond worried about this - what if I can't afford it? I don't know how much to put by for it.

If I were paying for any other service they wouldn't provide the service for 4 to 5 months with the service user having absolutely no idea how much it would cost - or would they? I can't think of any other service this may happen.

AIBU to think this is crazy? I have no idea how much I need to contribute (nor do the care company - who are pretty rubbish anyway) and all online documents I can find dont give enough information to work this out.

If you have little savings and your only income is ESA and potentially PIP, then you're not going to pay the full amount. The problem is that different LAs have different policies so what you will pay will vary. As a (very rough) guideline, I would expect they will ask you to contribute your PIP care element (if it's awarded). If it's not awarded, then your income will only be at the minimum level the government say you can live off so you're unlikely to have to make a contribution.

(I'm assuming your savings are £2 or £2,000.)

Hello OP, we are really sorry to hear you are feeling this way.
We've had a couple of reports from Mumsnetters concerned about you, and when that happens, we usually add a link to our Mental Health resources. You can also go to the Samaritans website or email them on [email protected]. Support from other Mumsnetters is great and we really hope you will be able to take some comfort from your fellow posters, but as other MNers will tell you, it's really a good idea to seek RL help and support as well.
We also like to remind everyone that, although we're awed daily by the astonishing support our members give each other through life's trickier twists and turns, we'd always caution anyone never to give more of themselves to another poster, emotionally or financially, than they can afford to spare.