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AIBU?

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Income guarantee: to ask for help understanding this?

4 replies

AhYaWeeGobshite · 11/08/2019 13:04

I feel so stupid about this but can't seem to grasp the basics of something I need to know. Please help!

Following elective surgery 4 months ago that went catastrophically wrong I couldn't leave hospital until carers 4x a day was in place. I was in hospital for ages because of this; initially I went in as a day surgery patient. Help is provided free of charge to the service user for the 1st 4 weeks then it transfers to other services to provide care. I am now starting week two so arrangements are being made for continued care.

I know all councils are different. Mine help pay for ongoing carers and this is dependent in income and savings, which I understand and agree with despite struggling already (because I have lost my ability to continue working)

My council provide care at a reduced rate or free of charge to the client as soon as the client dips under the minimum income guarantee. I think I have a premium added to that, think it is disabled persons income guarantee.

How do I work out if I am under, on or over the minimum income guarantee with regard to needing to pay for my carers? I am absolutely fine with paying and going without stuff, I just need to understand.

Am I unreasonable for begging for help from strangers because I am too proud to ask my family to work it out? (they all live abroad and I don't want them worrying about mee)

Thank you all

OP posts:
bristolianpielover · 11/08/2019 13:33

You should have had a financial assessment to identify how much you need to contribute to your care. Commonly there is a savings threshold, once your savings go below a certain level, they don't get counted. You should also apply for PIP which will help you to pay carer costs. Your social worker, or adult care team if you don't have an allocated social worker, will be able to advise you.

AhYaWeeGobshite · 11/08/2019 13:51

Thank you for helping. I haven't been referred to or spoken with anyone yet about social services or a financial assessment. I wonder if it's too early for that to yet as I only came home 8 days ago.

I will find and read about PIP, thank you, your advice is very useful and calming when all I feel is fear about it all.

OP posts:
Lougle · 11/08/2019 13:56

Sorry things went so wrong for you. This is a good guide

AhYaWeeGobshite · 11/08/2019 16:22

Lougie, that is very helpful, thank you. It makes sense now.

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