How Did They Steal My Card Details?

[ShinyMe]

Aaargh. I've just found a fraudulent transaction on my bank account, nearly £100 on Coop food shop on Monday afternoon while I was at work. My bank is investigating (and seemed to believe that I was a) at work, b) do all my food shopping in Sainsbury's and Aldi) and c) never spend more than £25 at a time on food, especially not two days before pay day) and my account's stopped and I'm getting a new card, but ARGH.

How did it happen? My card hasn't been out of my possession at any point. I haven't left my purse anywhere, or paid in a strange place, or anything I can think of.

Argh!

Oh no stressful, but glad your bank caught it.

Honestly it could be anywhere, a hacked /insecure website, a dodgy ATM, a card machine with a skimming device..I think it’s more common than you think

Did you respond to this letter?

Thanks - yes, I suppose it could have been anything. Which is scary - how do you stop it happening again?

I don't think my bank would have noticed- I found it when I logged on to pay my credit card bill, and scanned through recent transactions. There's no way I would ever spend 98 quid on food, especially not in the Coop!

The shop will have CCTV. It'll be really interesting to find out how they did that.

So nobody else in your family and extended family has access to your cards? A local Co-op shop sounds like someone's short of money.

It might have been £48 with £50 cashback.

Well, yeah, I'd say someone's short of money to be skimming cards.

It'll have been skimmed op, probably more than a few weeks ago as it makes it harder to link. Easy to spend that in coop if you're buying booze?

Its always petrol stations in the news for card skimming near us.

I think the best thing is to always use secure websites, if a card machine looks off don’t use it etc..I’ve also heard those stand alone cash points you get in petrol stations/shops can be culprits but I’m not sure how true that is. The problem is there are no guarantees as you never know know.

But keep doing what you’re doing and keep a close eye on your transactions and report anything odd.

I once got a call from my bank to say they’d blocked these huge payments from my account to overseas, but they couldn’t tell me anything about the transactions or who it was for security reasons...despite it being my account!! They ended up locking my cards for about 3 days and wouldn’t tell me anything. Very stressful but fingers crossed nothing has happened since!!