Aibu to feel completely out of my depth with house purchase, damp, surveys.

[Freddiefox]

Anyone any suggests or experience, feel completely out of my depth.
I’ve put an offer in on a house, i took some pictures and have now noticed some damp?

It’s a mid terrace, a friend had similar which was caused by the neighbours washing machine leak against a shared wall.

I’ve been trying to get back Into the house for a different issue and the estate agent is terribly slow.

I can’t afford to waste any money on conveyancing if it all goes wrong. So would it be unreasonable to hold of starting the conveyancing until the results of the survey? However due to estate agents slow approach and avalibility of surveyor that could be over a month.

So the first question is: will a home buyers report been enough or do I need a full stuctural survey? There’s a £175 difference.

However I’m concerned that often surveys err on the side of caution so not sure the extra money will be worth it.

The property is tenanted so it all takes a bit longer to organise as well

Full survey.

Or walk away now.

First house we put in an offer on turned out to have major damp problems and shoddy work done all over the place. Place we eventually bought had some problems but was around £30,000 cheaper which helped, and the urgent work it needed (new guttering) was manageable.

It’s pretty rare to find a Victorian terrace without damp. Understanding what’s causing it is key to knowing if you can control it. I’d say get an independent damp survey (not one from a damp proofing company).

Thanks should add it’s not Victorian, it a mid terrace built in the 70’s

Definitely full structural on any house. It's a LOT cheaper than finding out there are very expensive problems after completing. To be honest if money is so tight that you are worrying about that kind of sum, you might be over stretching yourself. Is your budget realistic?

I would get a full survey, if it was Victorian or similar I would tend to be more forgiving but not in a new house.

Meant to say ‘newer’. 70s obviously isn’t new!

Always get a full survey.

To be honest if money is so tight that you are worrying about that kind of sum, you might be over stretching yourself. Is your budget realistic?

I think if I’m really honesty with myself, it’s not about the money it’s about not feeling that I’m being taken advantage of.

I’ve been trying to get back Into the property for a week on a different matter and am feeling very annoyed and pissed off with the lack of communication from the agent. Which I sort of expect to be normal, however in the back of my mind I have this little voice screaming it’s because your females if a make requested something similar I feel it would have been done by now.
Now I have no evidence for that, however I often feel women get shitty second rate service because they are more accommodating.

And in regard to picking a choice of survey the surveryor recommends a full survey, and my inner voice was saying ‘well of course he would he’s offering a service’

Clearly I have issues, but my experience is women are treated differently

Male not make