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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Paying for item across two cards?

15 replies

SalemShadow · 09/06/2019 10:57

My sister bought a bag the other day. It was £60. She paid at til £40 on one card and £20 on her other card. She doesnt have a lot of money so I was a bit Hmm. Is this the norm to split payments on cards in shops? I've never seen it. Don't know if it's a common occurrence of or not? Aibu?

OP posts:
Namechangeforthiscancershit · 09/06/2019 11:00

It's unusual certainly but it's been possible on all the tills I've worked on. I'm not sure what your question is?

freshstartnewme · 09/06/2019 11:00

I regularly do cars/cash transactions in Tesco because I get paid in cash and it's easier than banking it.

The 2 card thing though, kind of indicates she didn't have £60 in either account.

dementedpixie · 09/06/2019 11:02

What's your AIBU? What's wrong with paying across 2 cards if there isn't enough money in 1 account

SleepingStandingUp · 09/06/2019 11:03

Well there's a whole other thread in spending £60 on a bag when you don't have much money...

But yeah splitting isn't that unusual. I worked in a supermarket in the 90's and regularly had people who would put say £40 on their card and pay the rest in cash. Twenty years later we use cash far less so two cards would be the equivalent.

Fiontar649 · 09/06/2019 11:07

It's the same as putting through e.g. a gift card for €40 and then the balance on your credit card/cash. Any tills I worked on would allow any combination of payments. It is not that unusual, staff would be pretty used to it.

Dahlietta · 09/06/2019 11:16

We recently paid for DS1's birthday present with some cash (from Grandparents) and then two cards (one DH's, one mine). I did ask first if they minded. They were fairly convincing that they didn't.

leghairdontcare · 09/06/2019 11:16

Yeah, it's easy enough for the cashier to do it. And you see some really skanky behaviour if you work in a shop so someone paying for a bag with 2 cards won't even register.

Outofinspiration · 09/06/2019 11:18

Yeah there is no problem with this logistically.

But I don't think she should be spending 60 quid on a handbag if she can't afford to put it all on one card!

SalemShadow · 09/06/2019 11:18

Well I didn't think she should be buying it as always complaining no money but it's not my place to say I guess. I've just never seen it before. Didn't know it was the norm! I always just pay with one card

OP posts:
Fiontar649 · 09/06/2019 11:28

Well I didn't think she should be buying it as always complaining no money - a whole other thread, but I can see how this would be infuriating, if you have to listen to her moaning about being broke.

Abibranning · 09/06/2019 11:32

My mate always pays for expensive items like that so she can show the DH, how it really didn't cost that much (the rest is on the card he doesn't seeGrin). She can afford it but he's not happy to spend if you can get a cheap one that will do!

BrokenWing · 09/06/2019 11:42

does she have a joint account and sneakily telling her dh the bag only cost £40? Cant think of another reason to go to the hassle of paying from different accounts at the till when you can sort out online at home later.

SalemShadow · 09/06/2019 11:44

Yes they are two different joint accounts

OP posts:
francienolan · 09/06/2019 14:31

When I used to work in retail (in a high end place) we occasionally would get people asking to pay a certain amount in cash and put the rest on a card. It was extremely rare to put it on 2 different credit cards--but the register did allow us to do this, so it wasn't a big deal the one or two times I saw it happen. I wouldn't have judged a person for it being on the other end of that transaction though.

Lyricallie · 09/06/2019 18:56

When I was working in Game we quite often had some on gift card and some on another card. Also some in cash and card often with kids who had saved up and parents paid the rest on their card.

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