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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Aibu to claim on insurance for this?

26 replies

HeyHeyMckenzie · 04/06/2019 22:35

At the weekend I spilt a glass of red wine on the beigey coloured carpet in my living room. I've tried to get the stain out ( mopped it up immediately, washed area with w/up liquid solution/ vanish carpet cleaner/ vax'd the area) and I thought I might have been lucky but now the area is dry, I can still see the mark quite visibly.

I am just about to have the room redecorated, we moved in a year ago, it was a rental property before that and all the rooms need re-doing.

I wasn't planning on n doing the downstairs flooring for another couple of years as have lots to do in rest of house first and there was nothing really wrong with the living room, the carpet was in fair condition if a little old and flat in places/ the odd mark here and there.

If an insurance assessor comes round, they'll take one look at the rest of the knackered bloody house and the obvious fact that I'm about to redecorate (paint testers all over walls/some wall lights removed with wires hanging etc) and think I'm just trying it on and want a nice new carpet because I'm decorating the rest of the room.

But I'm not! I like the carpet, I'd want the same again, I just wasn't planning on replacing it just yet. And I dont want to live with a great big stain right in the doorway of my otherwise (stb) lovely living room for the next two years.

Should I claim?

OP posts:
HeyHeyMckenzie · 06/06/2019 16:38

I think the carpet would cost £500 to replace so its worth claiming even if it does mean a bit more on my premium. Plus my car broke down last night and it's going to cost £1200 to fix so I'm in no position to be able to replace it myself!

Thanks all for comments.

OP posts:
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