I'm quite new to budgeting and bad with numbers.
After the bills are paid and finances split I have £150 left over each month for my personal spending. It's actually £200 but I put £50 into a savings account for myself it's (currently at around £400) which is going to be my safety net.
I owe out £100 which I have just under 2months to pay off and also have an overdraft of £100 to pay off.
Between now and November I want to save £500 for something special. And between now and February/March time another £500 for something else which is very important.
In between I have a significant birthday for a very close family member coming up which all in will probably cost about £100 an event which will cost £60 and another which will be about £40. So £200 in total.
Also the leftover money is for clothes (lost weight so not much fits) and my makeup/skincare which is about £20-30 a month tops. And I need to start a budget for car repairs as we have both agreed to pay for any repairs/services out of our own money - but I don't know how much I should be putting aside for that?
My brain is a bit mashed from working out the family budget and I'm not sure if this is realistic in any way and how I should go about this...
Anyone good with this sort of thing?