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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Will er ever be able to buy a house?!

3 replies

Fakenametodayhey · 30/05/2019 12:03

The cheapest hpuse prices in the area (horrible estate and just terrible houses!) Are 125k.

When i first started saving 5 years ago these houses were only 80k/ 90k

How can they have gone up by nearly 50 grand?!

It seems like every time we get close to deposit the house prices go up.

I shpuld add that my partner found out that his mother had used his name and details and gotten him into a serious amount of debt three years ago. So that obviously has slowed the process down. But it really feels like an unreachable goal.

We have looked at shared ownership aswell but am wary of having to pay mortgage and rent.

Has anyone managed it? How do you buy a house whem the prices keep going up?
Im tempted to move to a cheaper area but that would make it difficult for DH to get to a pick up point for work. He works all over the country and we dont drive (mostly because we put every spare penny into savings.)

OP posts:
2ndAugust · 30/05/2019 12:48

Have you looked at help to buy? I keep mentioning this on here recently, but it’s a great scheme. You put in 5% deposit and the government lend you 20%. Available on new builds only. In my opinion it’s better than shared ownership for the reasons you mention.

NurseButtercup · 30/05/2019 12:54

I was coming to suggest help to buy I know three people that have used the scheme, they are all very pleased.

www.helptobuy.gov.uk

Fakenametodayhey · 30/05/2019 13:12

We really cant afford any new builds in our area but i will have a look
We already have a help to buy isa where every 200 you save the government give you 50?

Would you be able to get both deals? Because i might be able to get it to work ..... maybe

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