To ask for financial advice (desperate)

[Confusedddd]

Not an aibu but I am so desperate for info ,I am planning on leaving my partner. We have a one year old in full time nursery I work full time and earn around 29k. When I leave I will be paying rent on a place of my own (on my own) and half the nursery fees so money is going to be really tight. I don’t even know if it’s going to be possible financially but I really don’t want to have to quit my job. Does anybody know if I will be entitled to anything or where I can seek the information thanks

Try the 'entitled to' website. You can put various permutations in there and it will tell you what you will be entitled to.

www.entitledto.co.uk

Presuming your paying around £240 a week childcare I think you'll be entitled to around £140 in tax credits and child benefit a week. Hth

Maintenance payments/ sharing childcare costs is not affected by benefits, tho can I suggest that if your ex isn't happy about split or even if he is, you'll likely end up with CMS minimum and not a 50-50 childcare split, so I'd be looking to afford it all and use the CMS calculator to know what he will have to pay you but know that's also unenforceable. Hopefully he's a decent guy but many recents become indecent at times like this and you need to be prepared for this.

But this is doable. I earned 21k in a similar position to yours although he left me. Maintenance was only paid for 4 months before he quit job and worked cash in hand. 6 years later and another penny hasn't been paid. Full time nursery was 1100 a month and rent was 750. Tax credits meant I could survive. I'm going to be honest with you and say we survived rather than lived- I had no new clothes for years, walked everywhere with holes in my shoes etc... but once DD started school my childcare costs went down to £200 a month and we're now ok- even bought a small flat last year and we have an ok life. Ex is now Disney dad who spoils her rotten while we still live frugally, but im a million times happier. You can be too. Message me if you'd like to discuss more x

@Bethiboo40 full time childcare will top 1k in most cities!

Don’t rely on mumsnet go to Citizens Advice Bureau

I wouldn't waste time on CAB tbh. They just told me to see a solicitor, which again OP, you need to consider he might get a solicitor to fight you for RP status and that's another expense you need to consider. These aren't reasons not to leave, but keep it in mind