When DP and I met/had DS, I was 27/28 and a teacher, earning more than him. DP is seven years my senior and owns and runs his own business and owns his own house. His earning potential far outweighed mine, unless I suddenly fell into s job as a head of an inner London secondary school.
The plan was for me to go back to work after ML and DP look after DS for the most part, as fulltime childcare bills would cripple us financially, as they do lots of others, and his contact time with customers is very seasonal - largely during school holidays. My family is 250 miles away and his parents are pushing 80.
That was the plan.
Turns out, not only did DP really dislike any sort of childcare of his own child that listed longer than a couple of hours during the baby years, he also had a complete and utter breakdown when DS was four months old, meaning he spent an entire winter in bed for 18-23 hours a day, blamed us, kicked us out more than once and led to me extending my ML past six months.
By the end of a year long ML, my mental health was in bits and DP was in no fit state to care for our child. I quit my job and stayed at home until DS was just under two, when I returned to work for 21 hours a week, use childcare two mornings a week and struggle financially.
DP doesn’t want me contributing to his mortgage, won’t let me help him with his business. I pay all the childcare and all the groceries and contribute half towards bills. Guess who has to take holiday from work when DS is ill/DP has overnight work/goes away for weeks for work? My wages are under half what I could be earning, my outgoings match my income and exceed it some months. While I am not earning what DP does, or contributing to his mortgage, my contribution to this family has far outweighed his in everything but monetary value, and to my financial detriment. I’m coming up to three years basically poverty stricken, no pension contributions and severely impacting my career potential, as a direct result of DP.
We aren’t married, but if we were and we split, I don’t know what I’d feel about finances. I’d be destitute. I do feel as though I would deserve some sort of financial contribution from him, as his outgoings haven’t risen due to us being here, they’ve lessened thanks to a contribution to the bills. I, on the other hand, have taken a significant pay cut with huge long term implications and my outgoings have increased from when I was single - higher grocery costs and childcare costs.