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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To suggest full time work even if it means less money?

36 replies

DM1209 · 27/04/2019 19:21

Please help to settle a debate and also offer advise. My best friends daughter, we'll call her Casey, has 3 young children, is a lone parent (abusive ex-husband) and hasn't worked in the last 5 years. My best friend and her family have always been there, supported Casey and really made sure that she and the children were never left feeling alone or unsupported.

Casey is a really smart girl and a few months ago she came to me to ask about returning to work. She has a law degree that she's never used and my profession is Legal. She said she wanted a job that will offer her security and long term progression. She asked me to find out if there were any junior roles at my Law firm or any other firm that she could apply to. She just wanted an idea of where to begin.

I told her there were a few junior roles going and she simply needed read up on them and apply. She also spoke to her mum (my BF) and was told it was a waste of time as she's never been in a professional legal environment, they wouldn't employ her and she should wait until the kids were older. When my BF asked me, I told her Casey had nothing to lose so we should encourage her and build her confidence and that's where it was left.

Fast forward and through no input from me Casey not only applied, got given an interview and then got offered a job, I could not be prouder of her!!! And she knows this. Her confidence was at rock bottom and she still can't believe she got the job. She is so excited and really wants to go ahead.

Now, here's the argument. My BF is upset that Casey's starting salary is so low and that financially she will struggle more working than she does now. She also feels I should speak to the partners at the firm and suggest an increase in her starting salary, this will not be happening. My BF has been a SAHM all her life so I appreciate that she may not quite get that you can't dictate salaries especially when coming in at a junior level with zero experience.

I've told my BF that Casey has been offered a position within a one of the top firms in our region, she has her foot through the door and while the salary is very low, she will be starting a career with real scope for progression. Her pay is reviewed 4 months in, the firm are red hot on employee retention and if she works hard she could even get a training contract out of it (we only offer them internally) while doing her LPC part time. Her youngest is going into full time school this year and it's the ideal time for her to start building a career, slow and steady and the firm itself are hugely pro-active when it comes to a work life balance (Commercial law and we all have kids we want to get home to!)

Casey's salary will he £17,000 full time and her ex-husband pays maintenance for their kids too. I think she'll get financial help for childcare and perhaps even working tax credits? Does anyone know what help would be available?

She is desperate to improve her life and yes it is very little money for full time work but she could do so well for her future. What financial support would be available to her if any? And how can I encourage my BF to be supportive of her child? Or am I living with my head in the clouds and condemning this girl to a lifetime of low paid work and no life along with it!? Is this not a good an opportunity as what I think it is? Is she better off at home waiting for the children to be older? They're all primary school age now.

OP posts:
DM1209 · 27/04/2019 20:03

Thank you all again. To answer a few questions.

She will indeed remain in her role IF she chooses that is all she wants. The firm will not let her go easily OR keep her stagnant in one place where she may leave and go elsewhere if she is good at what she does and shows the drive of wanting to progress. They will invest into her if she invests her energy into them. It really is down to her and she won't know how she's going to perform until she's in there doing the job.

She is passionate about practicing law and she says that she wants to do well in it. I feel if she is organised at home, has her childcare sorted out and has a realistic expectation of how hard it's going to be, she stands a very real chance of succeeding while raising her kids, doing the LPC part time and working full time. It can be done.

Does she get in touch with HMRC to advise them of her new situation? How soon should she do that? She deserves this and I know she will work hard.

OP posts:
squidge2010 · 27/04/2019 20:04

Also, don't listen to the scaremongering about having to wait ages for a payment. Yes, tax credits etc will be stopped immediately and UC won't be awarded for 5 weeks but you can get an advance of anything up to your full monthly UC award and that can be applied for (and issued within 3days) as soon as your application is in.
If she currently gets housing benefit she will also get 2 weeks of the full Local Housing Allowance. In my case my housing benefit was about 60% of this usually but when my claim ended I got an extra 2 weeks at the full rate.

WhereYouLeftIt · 27/04/2019 20:54

I know bugger all about what Casey will be entitled to, but can I just pass her my congratulations for getting the job and my respect for her doing what she's doing, securing the future for herself and her children? Thank you. Flowers

squidge2010 · 27/04/2019 21:02

She'll need to apply for UC on the .gov website and they'll notify tax credits. If she gets housing benefit I think she needs to tell them separately. One thing I would definitely suggest is to work out what day she would like her payment and be careful about when she applies. The monthly assessment period will start the day she applies so if it was today (27th) the assessment period would be 27th-26th and they take into account any income in this period (nightmare if you get paid weekly/4weekly as one or two months of the year your income will be higher and so benefit will be reduced) and then pay 7 days later.
I worked mine out so that I get my payment the day before rent is due and that covers my rent and council tax. My wages a few days later then cover all bills etc.

I looked into this in huge detail before I made the switch so happy to answer any questions Smile

msjaney · 29/04/2019 06:28

I went on entitled to and it says I'd be better off on UC than tax credits. How does the childcare payments work?
I currently get £45 per week tax credits and child benefit but UC would be £80 so it sounds a lot better. I use a childminder and pay her monthly in arrears.
For example I will receive a bill on 1st may for the month of April and then I pay this on the 15th may.
How does this work with UC?
Sorry for the hijack OP but the poster above said she'd looked at this on detail!

squidge2010 · 29/04/2019 08:01

For childcare they will reimburse you 85% of what you've paid in your assessment period. So if your assessment period is 1st-31st each month (you would get your UC payment on the 7th) you would submit your invoice once you've paid it on the 15th (literally just take a photo of the childcare invoice or receipt and upload it online) and your next payment would include your reimbursement.

It's annoying having to do it every month and having to pay up front for your childcare but I prefer it to the tax credits way where I always had to guess what my childcare would be for the year (changes over school holidays) and hope I wouldn't end up owing them money at the end of the year

squidge2010 · 29/04/2019 08:02

Also, don't forget you still get child benefit on top of UC

FlossieTeacakesFurCoat18 · 29/04/2019 08:39

This might be a bit of a long shot but is her mum jealous? She didn't even want Casey applying for the job!

silvercuckoo · 29/04/2019 08:56

Is the firm really family-friendly (as in, not on the paper, but in real life)? I am not in law, but in a similarly "fancy" employment area, it is really unheard of for the junior personnel to leave before 7, even if their official contract is 9 to 5, and no one has the luxury of flexible working/ sticking to contracted hours until they are quite senior. Have no idea about law, but when I had to come and sign something urgently for my divorce proceedings, a poor paralegal girl was there in the office waiting for me until 11pm.

Home77 · 29/04/2019 09:22

She's already on tax credits - needs to check with them if new job is change of circumstances which would trigger change to UC...if so should be supported on that. Hope it all works out,

Waveysnail · 29/04/2019 09:52

It will be bloody tough but she should go for it. She has to carve her own life and career now. Shes got to start somewhere and 17k for a former sahm is not bad. She needs to think about the future - her pension, being self sufficient, perhaps.beong able to buy a house one day. The world is her oyster

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