To wonder if anyone is as weird with their money?

[Ifonlywecouldhaveitall]

I will preface this by saying that although we are comfortable, we don't have a huge amount of money. Regardless, I have always loved sorting out the family money. Doing little calculations in my notebook, working out budgets, sorting money into different accounts. I make up all these weird money rules like how certain bits of money can only go in certain accounts, if I have 5.74 left over then 5 will go in one account and the 74p will be for another. I overpay the mortgage, even if just by a few pounds and pennies to round it down to an even number...I could go on, the list is endless.

Am I the only person like this? If you too are like this - what are your 'money rules'?

Jeez, meanwhile over here I have been locked out of my online banking for about 2 years
I know when I get paid and I just spend what’s there until my next payday. That’s about as far as my money organisation goes really.

I am a splattercash ostrich.

love this!

I'm a bit like this since having a DMP for student debt years ago. It made me re-evaluate things.

I have a bank account with no overdraft and tart a couple of 0% credit cards. (do balance transfer after the end period) I also try and keep my account in credit to the level of the credit cards but sometimes miss this! - but never use the cards for purchases etc. I have a good credit score these days.

I check my balance and transactions online and direct debits and standing orders, and transfer some money to the main joint account towards bills etc. But I like having my own account and prefer it to just sharing one with DH.

My main aim is no avoid any bank charges and interest- i also get this rewards payment on the account each month - only about £5 for using the debit card and having enough transactions each month.