Hi there - I'm totally stuck so would appreciate some help if anyone's about?!
I'm a working, single mother of 3 DC (DS1: 17, DD: 7 and DS2: 4.5) and I've been looking to move house for over a year now. Currently renting a 3 bed house and have been here for 4 years, but both the landlady and agents have been thoroughly useless at sorting issues and the house is a complete dump - several major leaks and some subsidence - I'm not entirely uncertain that the house won't fall into a massive sinkhole at some point! It's not safe and unpleasant to live in and the owners refuse to fix the source of the problems - they just patch job it until the next time. One of the leaks caused a £5400 water bill for 6 months usage (which I luckily didn't have to pay as deemed not at fault) and another leak in the conservatory that they have refused to mend, has caused all my kids toys that were being stored in there, to go mouldy. It's thoroughly disgusting and highly upsetting, so we're looking around for something more suitable.
Additionally, my estate agents have appeared to go into liquidation or something. I can't get hold of them by email or phone and their office has been completely abandoned. A quick google tells me that they sold the office in January. They could be dealing with any existing clients they have from their homes but I don't know this for sure and can't get hold of them to double check. This worries me hugely because my rent is paid to them (partial housing benefit, partial top up from me) and if they don't exist anymore, then is the rent getting to my landlady safely or are they planning to pocket it all and do a runner?! I've heard no bad news in the last couple of months that they've been office-less so I assume I'm panicking unduly and that they're taking care of it from home but their lack of response is unprofessional and that along with the rancid house and useless landlady is enough for me to say that I need to get the fuck out of dodge. And fast...
We are mostly priced out of my current area now but I viewed a 4 bedroom flat above a shop yesterday which was really nice and great value for money. I think I could probably get it if I went for it. But I still came away underwhelmed. And it's because it's still in the same area I'm in. I've wanted to move away from this area for YEARS now - not far, but over to the next county. Many of my friends are in the next county, in fact there's no one left where I live now (the area we all grew up in/went to school). The day before I viewed the flat, I learnt that my former in-laws (the kids beloved grandparents) have put their house on the market and also intend to move to the next county (nearer their oldest daughter/grandkids/my DC's auntie&cousins).
The DC's dad (who currently lives with them) plans to move 23 miles away with his GF to another county entirely (not a helpful move but there you have it). So that would leave me completely adrift in a great flat but in a town I completely despise and am desperate to leave. The kids schools are in this town, but even if I move over the border into the next county I could still get them to school by car if I moved away (anywhere between 1.5-11 miles between their school and the next county depending on which part I move to, so not excessive).
Is it alright if I put a pro's and cons list down here please and ask you Mumsnetters to help me decide what to do? I have until tomorrow morning to decide!!!
Pros of taking the flat
- It's HUGE!
- The kids would get a bedroom each.
- Good value for money and DSS welcome.
- Good local amenities/public transport.
- Still near the kids schools (which are brill).
- Estate agents are underneath the flat!!!
- Could continue on with tax credits and not have to make the rather worrying switch to Universal Credit, as remaining in the same area.
Cons of taking the flat
- I HATE the area (it's one of the ones in the news with all the stabbings/thefts and I don't want my kids growing up here really)
- I'm the only one left here locally so loneliness would be a problem.
- There is no local parking - I would need to buy a residents permit from the council and park 2 or 3 streets away. This will drive me batshit in no time at all, with kids, shopping, etc...
- Similar issue with wheelie bins/rubbish.
- No decent storage (I currently have a garage and a loft, the flat has neither) and no garden for the kids.
- On a busy main road and up steep stairs.
Pros of moving to the next county
- The kids and I will have a support system with friends and ex-in laws nearby.
- Nicer, safer area with nicer secondary schools (amazing the difference 2 miles can make)!
- More likely to be able to find a family home with outside space/better storage.
- I would be happier and in better mental shape and two out of my three kids would be happier too (the one that would prefer to stay local is almost an adult anyway, so can move back for uni if he wishes).
- Fairly decent amenities and lots of lovely local clubs/communities to get involved in and lots of green space.
Cons of moving to the next county
- No guarantees of finding anything decent in my price range anytime soon (mostly priced out there too).
- Would DEFINITELY never find another 4 bedroom for such good value, so the younger two would have to share a room for another couple more years until my oldest DS has moved out to uni.
- Would have to make the rather terrifying move over to universal credit, which could take weeks to sort out and would leave us about £200 worse off every month. (This will happen in the next couple of years anyway, even if I stay in my borough but will be a managed move so not quite so risky). It's doable though.
- Public transport is patchy and that's putting it mildly!
- Still a pipe dream really.
Other things to take into consideration:
- My credit rating (currently sitting at a not great 700-ish) will shoot up in May when a default drops off my account. Would certainly be wiser not to run a credit referencing check until after it's gone, but the new agents would have to if I take the local place. I can cope 2-3 more months where I am if the place will be worth it.
- I don't earn a lot and it could take me many YEARS to ever save up for another deposit/first months rent/more fees/etc - this move has to be the RIGHT move or I'll be stuck for god knows how long.
- BUT, if my agents have gone bust, I don't want to risk staying out for another couple of months and then potentially picketing more and more of my rent money. I don't think they are but if I turn this place down then god knows how long I'll be stuck in no-mans land with this dodgy situation in the background.
- My local job is at risk come the summer. I'm not really sure what that means yet but I'm the next county I will have a bigger search pool to chose from (am already looking).
- If the same place came up in the next county I would be gone tomorrow, even for its faults. There's more risk involved with moving counties but I'm thoroughly fed up with where I am.
What a mess! Really stuck! Please help me!!! Aaaaaaaaargh!