Please can someone explain this to me?

[littletreasure2017]

Not an aibu but posting here as didn't know where else to post- what does deeds of trust mean when buying a house? Xx

Presumably similar in the U.K. Don’t you have google?.
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DescriptionIn real estate in the United States, a deed of trust or trust deed is a deed wherein legal title in real property is transferred to a trustee, which holds it as security for a loan between a borrower and lender. The equitable title remains with the borrower. Wikipedia

OP are you buying as tenants in common or as joint tenants?

If you buy as tenants in common and will have a share that is not 50/50, then your share will need to be set out in a deed of trust.

We had one for our first house purchase as the deposit came from BF. The deed stated that if we sold the house he would be entitled to the first x% with the remainder being equally split.

We have brought I think we are tenants in common xx

What's the difference between tenants in common and joint tenants xx

Tenants in common - A and B each own 50% of the property. If A dies, her 50% passes to whoever inherits her estate, which may be a child or a sibling rather than B.

Joint tenants - A and B own 100% of the property jointly. If A dies her share automatically passes to B, whether or not B is entitled to inherit any of the rest of A’s estate.

If you want to record something other than one of those default positions - so for example if you want to own as tenants in common with a 60/40 split, or if B’s parents loaned them money to buy the house and expect it to be repaid if the house is sold, then you record those circumstances in a deed of trust.

Thankyou for your reply!! I understand it now!! Can it be changed to joint tenants in the future ? Or will it stay tenants in common? Xx

You can change to joint tenants in the future - your solicitor will do it.

We bought our first property as tenants in common with a deed of trust showing 55/45 split. We were going to change it after 5 years but decided to move instead.