My PIL (to be) are very well off, have paid a substantial amount towards our wedding in a couple months and now the time is getting closer, they're fussing over what's left to buy.
Thing is, I'm more than happy with how it's planned, I feel the MIL in particular will have lots of stuff she'll want to add which will admittedly be lovely BUT they're not necessary or expected, and I'm not one to spend money just because I can, so I feel bad saying yes to someone else doing so if that makes sense?
How do I phrase to her that whilst I appreciate her willingness, I simply don't want it.... it sounds so bloody harsh and ungrateful and rude! But I'm actually being genuine and realistic in what we can afford and what people have already gifted us towards it... I simply feel bad accepting more! Is this unreasonable? And how do I phrase it so she's not offended?