Fraudulent application for student hardship fund

[westisbest1982]

Posting here for traffic.

I submitted one to my uni last week as I've been out of work from my part-time job for a few months and my only income is from my savings which I've been 'paying' myself from my secondary bank account to my main one. I didn't declare my secondary bank account and I'm sure in the week I'm going to get a call to ask to explain the credits when they go through my bank statements which I had to upload.

I'm now worried that, if I don't cancel the application, they'll somehow do a check on me and find out that I've got the extra account. Which potentially could mean me getting kicked out of uni.

My student loan doesn't cover my outgoings and I'm hoping to get a new job soon. I feel it's wrong to have claimed but I'm also worried that my savings could run out soon.

What would you do?

Oh, you'll get traffic all right...

What makes you think you will get a new job soon if you haven't managed to find one in the last few months. Assuming you've been looking....

Surely it would've been better to wait until your savings ran out to apply? Why don't you withdraw the application then do it again when that's the case?

Diddums

So you've made a hardship claim, failed to declare all of your bank accounts and tried to hide your savings?

Usually, the expectation with the hardship fund is that you either don't have savings or have a very low amount.

That said, I doubt you'll be kicked out over it: more likely that you will be called to account for this payment (and why it is no longer happening) and won't receive hardship money.

If you have deliberately made a fraudulent claim then I'm sorry butyou deserve to lose your place. You should cancel the application.

Yes I've been looking.

As I don't have anyone else to help me financially, my savings are my only port of call re money apart from the hardship fund so I'm loathe to drain the money...but yes maybe I should do that as it'd be the morally right thing to do. I was quite stressed and emotional when I made the claim and maybe not thinking right.

🙄

How much do you have in savings?

£800.

Do you know whether the amount you have saved would disqualify you from receiving money from the hardship fund ?

Maybe you are still entitled to hardship fund?

It's not just that it's morally the right thing to do, but also likely to be a condition of receiving assistance.

Everyone would love to have a cushion of savings and for someone else to pick up the tab

Ah right , 800 is not much. Perhaps you are still entitled to hardship fund money ?

£800 isn't that much and certainly won't last long, I think you will be able to claim from the hardship fund.

Good luck and I hope you find a job soon. You've done well so far, financing yourself.

Perhaps...think I'll just cancel the application and avoid the worry of it all. If I go ahead with the application and they don't do the check on my savings then I'm sure karma will do me in at some point.

Most people accessing hardship funds will have no one to help them out financially.
I can think of several friends at university who literally had no one to turn to. You are very wrong to think that others will also not be in this position. Hardship funds are usually very limited and are for people who are in very real hardship with nowhere else to turn.

800 is not that much. Could you just declare it and see what they say?

I think you're giving yourself a hard time here, £800 is not very much money and will be gone in a month or two. But yes, you should've been upfront with them in the first place.

Is your next student loan payment not tomorrow? Will that boost your bank balance so you don't need to touch your savings for a while? Maybe cancel your current application and then apply again, being honest about everything, when your funds are really dwindling again?

What would I do?

Be honest.

I honestly wouldnt worry about it and certainly dont cancel the application.

I made a hardship application during my dissertation write up so I could take time out from my part time job to focus on my studies. |I think I had a couple of hundred in savings at the time but this was emergency money (so I could get home in a hurry if I needed to). These funds are there to help and your savings aren't in the thousands.

£800 isn’t that much and is not going to last you very long at all.

Thanks all. The next payment will help a little but I don't get much of a maintenance loan. I don't think it's worth the waking up at 3am so I'll go there tomorrow and cancel it.

£800 won’t last you long.

How much are your outgoings and how much is your student loan?

Do you have dc? Live alone? Get any other help?

This is literally the third thread today that's left me open mouthed at what some people deem acceptable!

Wtf is wrong with people?

You made an application to a hardship fund while sitting on £800 of savings, thus potentially denying people in actual hardship access to that money? Creating a situation in which genuine applicants will have to jump through even more hoops in an attempt to weed out people like you?

Do you really need us to explain to you why this is wrong?