Ex stopped paying for the car with the finance in my name

[Jhc3]

Hi everyone, I have recently broke up with my boyfriend and when we were together he needed a new car, however his credit score was bad so he asked me to get it and he will pay for it, however he now has stopped paying for it So I am needing to pay it, I have a spare key and know where he lives, would I be able to take the car back as he isn't paying for it? What would the police say if he reports it nicked? Or would this be a civil matter?
Any police or solicitors would be much appreciated

If you take it then you need somewhere secure to hide or get locks immediately changed otherwise he'll just take it back!

If it is finance then yes you can if it's a bank loan then no, you would be stealing the car .

Email your finance company so there is a paper trail/evidence. Deffo take the car back!

Deffo take the car back!

If it is a bank loan then the OP could be reported to Police for theft, not good advice!

What's to stop her ex coming and getting it back using his key, tho?

I've no experience of this but my gut feeling is to be upfront with the finance company and see what they say. You're the one who owes them the money so you're the one they're going to chase for it.

Good luck.

If the professional advice is to retrieve the car, then you'll need a steering wheel lock or wheel clamp.

are you ok op?