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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Anyone about that claims universal credit that gets paid weekly by work?

5 replies

OkToday · 04/01/2019 13:39

I have a quick question if you don't mind Google doesn't know the answer. If your monthly universal credit award is £1650 and you can paid weekly how does it work. The calculators take the net income as monthly £1529.66, where it is actually £1514 on a month with 4 fridays and £1765 on a month with 5 Fridays. It suggests on the universal credit website I might lose the whole award for earning £353 more on 5 week months this can't be right surely? Reduce my award by the difference is fair but to remove £1650 completely for an extra £353 seems very unfair. Can anyone share any light on this? Using the 63p taper rate I think it might reduce by £222 on 5 week months but that is a total guess.

OP posts:
Baby1onboard11 · 04/01/2019 13:46

So you earn £1514 a month, unless a 5 Friday month in which case you earn £1765 before tax? And you get a UC award of £1650?! Have I read this correctly? What makes up your award?

I have claimed UC before and months where I earnt too much I received nothing but occasionally I’d have 63p out of every pound taken but I can’t remember the overall cut off. Sorry I can’t be more helpful. Hopefully someone will come along who can help. Have you tried ringing them?

OkToday · 04/01/2019 14:13

Dh net pay so after tax and pension contribution, take home is 353 a week. 3 dc aged 6-12 one we get dla for so at the moment disability rate of tax credit for that child and disability rate for housing benefit as a house hold. HA rent of £642 per month. I don't currently work and I used the calculator as a rough guide after all the horror stories in the news. We currently get £208 ctc a week and £80 housing benefit a week and £5 council tax relief a week. Ctc is paid weekly, housing benefit is paid monthly at £346.88 a month.

OP posts:
OkToday · 04/01/2019 14:23

It is all so confusing don't know why it isn't 4 weekly payments like child benefit, spa and tax credits have 4 weekly payment option also. Everyone knows where they stand and get 13 equally payments much easier to budget with.

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AdamNichol · 04/01/2019 14:31

The short answer is that any income that goes into your bank account between the start and end dates of your assessment period will be considered when your award is calculated.
If you have an assessment period where an additional payment from work falls into it, your award will be that much more reduced. However, your next assessment period should be one income lighter, so will increase to compensate. Over the 2 assessment periods, it all balances out.

OkToday · 04/01/2019 14:34

Ok thank you, get more on a 4 week month and less on a 5 week month makes sense. I read somewhere on the universal credit site your payment might stop and you have to reclaim.

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