So we have someone staying with us in France who we really don't know well. He is Czech (this is relevant). He arrived on Saturday last week. He is meant to be house sitting for us while we are away after Christmas. I have been in hospital with DD2 for a week so he's been home alone in the day, taking care of the animals.
On Thursday this week I noticed that there had been 10 google play payments on my teen DD1s account using her credit card, starting on Monday. None of us have a google play account. All macs/apple household. DD1s card was in her purse in her room, fairly discretely put away, and unused since August.
Duly cancelled card and are awaiting the documents to report the fraud to the bank - docs coming by post. Three more payments went out yesterday, pretty much to be expected - total amount 230€. I know that I am likely to be refunded the money - it'll take up to10 days so that's not really this issue.
Today I went into the bank and was talking about the fraud and asked for a bit more detail about it. I used to work for another branch of this bank so know that they can see more than I can. It turns out all the payments were in Czech Koruna. Up to this point it hadn't really occurred to me that it might be the guest.
I have reported the fraud to google as well.
My question is two fold I suppose.
- If we talk to guest and ask about this I can't see anyway that it will end well. Can anyone think of a way of asking this without it going down like cold sick? I have no proof that its him, just a single set of suspicious circumstances. But on the other hand, if we don't ask/do something will we come back to our house empty of everything after our trip away?
- How far will the bank take it? Will they track down the fraud down to the perpetrator? My feeling is probably not? I'm concerned that if we go to the police we either won't get reimbursed (and we do need it) or they won't do anything/will make it worse. I could potentially ask someone at the bank if they can find out more, but I don't know anyone in the right department.