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Retirement age for ladies - why so upset? R2 debate

325 replies

AiryFairyUnicornRainbow · 06/12/2018 20:25

Listening to R2 today - a lot of ladies (who have picketed for equality all their lives, presumably) are now up in arms, that their retirement age has moved in line with mens

So before, women could retire at 60 and men 65 - but womens age was 60.

What exactly are pple upset about?

Have ladies been requesting equality since the dawn of time?

Why do you feel hard done by, when my Generation (your sons and daughters) will have to work long past your retirement age?

I have a relative, who is completely up in arms about this, but has only worked probably 15 years in her working life - as was the done thing stayed at home with kids way beyond school age. No private pension, nothing. Yet is a massive womens libber.

These days, women are felt rushed back into work the minute they give birth, and are literally worked to death. SAHM's are frowned upon by the working mothers

OP posts:
BishopBrennansArse · 08/12/2018 14:33

My mum explained it to me as she felt short changed as her entire working life she's been told she will retire at 60 then about three years before that was due to happen she's been told she needs to wait another six years.

I'd be pissed off in her shoes, too.

Travisandthemonkey · 08/12/2018 14:53

It wasn’t three years before! No one was told at 57 they would now have to work till 66.
It was incremental and the last push was rushed. But in no way was it like you said.

Quizshowaddict · 08/12/2018 15:02

I can't speak for everyone but I was 58 when I was told I had to wait till I was over 64.

Prior to the 2011 Act I was scheduled to get it at 63 and a bit. I wasn't aware that there would be a delay until I was in my 50s - and that was by reading it somewhere, so I checked on the gov website. The govt didn't bother to write to until I was almost 60.

epicclusterfuck · 08/12/2018 15:04

I am 53 and can't retire until I am 67, so instead of 7 years time it is 13 years which is a huge difference. As well as this, like many women my DH is older by 10/11 years, he has already retired for health reasons but will get his state pension next year. How were we meant to plan for this huge discrepancy in retirement ages?

Travisandthemonkey · 08/12/2018 15:10

How is the government supposed to take into account you being with someone 10 years older!! That’s your choice!

Nanny0gg · 08/12/2018 15:11

Agree 15% is an urban myth

Didn't seem like a myth when we were paying them...

GemmaMcEacharn · 08/12/2018 15:12

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

FunkyKingston · 08/12/2018 15:14

BUT it should have been implemented in a longer time period.

The subtext to a lot of these complaints being... at a time when it nolonger impacts on me. Everyone else can go hang.

minipie · 08/12/2018 15:16

The real problem here is the decades of governments who failed to raise the pension age at all in line with rising life expectancy, because it wouldn’t play well with their voters.

If smaller changes had been made gradually years ago there would have been no need for this too-sudden change. (Which is still too little to solve the built up deficit).

Short term politics.

Daisymay2 · 08/12/2018 15:18

6=7% is average intrest rate for mortgages? Only because they have been very low for the last 7-8 years or so. In the 80s and 90s when those born in the 50s were paying for our "cheap" houses they were a lot higher. I also don't know about salaries going up quickly. I remember the £6 /week limit on pay rises when we were trying to buy. Oh and being told that Building Societies don't lend to single women. ( Halifax, I am looking at you...)

nickiredcar · 08/12/2018 15:18

So many expect the government to write to them. No it's your responsibility to keep yourself informed. It was very wildly known. Have some personal responsibility.

Like how road tax now it's just digital they don't wrote to you to say it's due, it's your responsibility to know when it runs out and pay it.

PinkSparklyPussyCat · 08/12/2018 15:20

When I started working my retirement age was 60 and it's now 67 or 68. I've obviously known this for a long time (I'm 43) but the thought of still working at 68 is so depressing. I intend to draw my company pension when I'm 60 and get a part time job to make up the difference. I feel so sorry for the women who have had this sprung on them.

longwayoff · 08/12/2018 15:26

Anyfairy, when you're pulling your aching bones out of bed at 6am, aged 67, to prepare for your full day's work in a school on the top, third, floor of a Victorian building, no lifts, you might understand why its perfectly acceptable to feel bloody miffed at having 6 years pension, to which you have been compelled to contribute, stolen by the government. May you enjoy it as much as the rest of us. Why not get an easier job? Hollow laughter.

Travisandthemonkey · 08/12/2018 15:27

@minipie
Completely. So desperate for votes
The young don’t really matter, because they won’t really notice they’re being fucked over.

PinkSparklyPussyCat · 08/12/2018 15:29

Like how road tax now it's just digital they don't wrote to you to say it's due, it's your responsibility to know when it runs out and pay it.

They still send a reminder through the post telling you the date it's due and different ways to pay.

Daisymay2 · 08/12/2018 15:33

Nickiredcar.
Don't agree with you- the 1995 changes were such a change in a very long established norm it was appropriate that they wrote, For whatever reason many women did not receive letters but I did get one. I don't know whether there was a lot of publicity because as a elderly first time mother I was sleep deprived then.
Later on there had been publicity but it took me a while to realise that my state pension had moved nearly another 2 years, so I have some sympathy with women who genuinely were unaware that the 1995 changes affected them.
There seems a lot of confusion in this thread- confusion between state pensions and work based pension, and a belief that those who didn't work for years got a full pension with no contributions, and we haven't even touched on the married women's NI payment rate! When I married my mother told me to carry on paying at full whack as she realised too late that she had been disadvantaged by paying the lower rate.

nickiredcar · 08/12/2018 15:43

The most anyone had "taken" from them with less than 30 years notice was 18 months. As I've posted here from fullfacts.org

Spreading lies really isn't helping the waspi women look good.

I've had more years than that taken away from me even if there's no further changes in the next 30 years to station pension, and that's highly unlikely. So wqspi women are at the very bottom of a long list of people I feel sorry for.

CharltonLido73 · 08/12/2018 15:45

Yes, I remember 15% interest rates! It wasn't the fact that they were 15% - it was the sharp rise to 15% that caused the pain. Most people had not planned on having to pay interest that high, and a lot of mortgages defaulted.

We were looking to buy a house at that time. So many houses on the market were repossessions. Often they had fireplaces smashed out, whole kitchens removed - you got a real feel for the despair of those who had lost their homes. It was a dreadful time.

talktomegently · 08/12/2018 15:51

@nickiredcar 15% interest rates, although brief, were NOT a myth. I paid them whilst sobbing, as I couldn't afford my mortgage repayments that had reached more than 3/4 of my monthly income. I was 23.

It was a dark, mismanaged time when no one was safe. Many friends handed their keys back to their mortgage company.

Let's hope the Bank of England continue what is current practice. Years before, rates jumped all over the place and it was slightly terrifying.

CharltonLido73 · 08/12/2018 15:52

There's no shadow of doubt that women in born in the 50s have been shafted, and have every right to be angry.
I'm fortunate in that I was born slightly later and have been aware for some time that I'll get my state pension at 66. I thank my lucky stars that I persevered as a teacher for 35 years and have been able to retire at 60 on my teachers' pension.
I have every sympathy for people having to struggle on, possibly in very physical work and less than great health for many more years.

Quizshowaddict · 08/12/2018 15:54

*FunkyKingston Sat 08-Dec-18 15:14:50

BUT it should have been implemented in a longer time period.

The subtext to a lot of these complaints being... at a time when it nolonger impacts on me. Everyone else can go hang.*

Yes of course it would be nice if it didn't affect me, but I'm grateful for small mercies. By delaying my retirement age till after April 2016 I'm better off because the 27/35 of the new rate is still better than 27/30 of the old rate. What I can't forgive is Osborne laughing at how he shafted a whole generation of women by giving them in some cases only 2/3 years notice of a further increase over & above what had already been calculated.

I'd be perfectly happy to have my retirement age rolled back to the 1995 calendar.

The SNP commissioned a report that calculated the cost of this would be about £30BN. I don't know if that included savings on pension credit, and the extra tax revenues that might also be payable from those with nice company pensions.

CharltonLido73 · 08/12/2018 15:54

I was born slightly later
= 1958

Travisandthemonkey · 08/12/2018 15:54

Wow you were 23 and had a mortgage!
Amazing.
I can’t think of any 23 year olds now who are that lucky!

Daisymay2 · 08/12/2018 16:01

Niki
Not arguing with you again. The last changes delayed my state pension by more that 18 months despite what your website quoted.
But of course they know better than me even though I have the documentation to confirm I am right.
Perhaps the other information they are quoting is wrong too

IsThereRoomAtTheInn · 08/12/2018 16:01

I do actually, they did apprenticeships and live outside London.