To ask about household incomes

[noseyparker789]

DP and I have been thinking about our income. We are trying to work out if we genuinely need to increase our earnings, or if we should just be a bit more frugal with our spending.
I know it's a bit of a sensitive topic, so don't answer if you aren't comfortable with it, but roughly what is your household income? For what jobs?

Name changed.

DH junior app developer - 2.5k a month after tax
Me project manager (very part time - 5h a week) - 300 a month (no tax)
Child benefit 82.80 a month

We are always skint but we know our job paths will lead to increased wages in the future.

I earn about £2.3k after tax, DH doesn't work but earns £2k frkm his 'licence to print money' central London flat that he tents out. So no childcare costs for us. We don't feel skint but we don't feel loaded either.

Both police based
£2100 for me
£2680 for DH after all his deductions 14% pension contributions can fuck right off

We split the bills equally so both pay £900 to cover all household bills with some to spare.

I save £700pm and the rest is to cover petrol, phone bill, gym etc and just general spending money.

No childcare costs.

I don't see how information about other people's incomes & outgoings is going to help you, tbh. Everyone's circumstances are different.

Truthfully...I have no idea how much my oh earns 🤣🤣🤣🙈 is that weird??

I am a supply teacher so my wage varies but it’s approx 130euro a day after tax

Not another one of these threads. Surely it depends on so many factors other than your income.

Weird how so many mumsnetters earn so much more than the average salary 

DH- IT support £24k pa
Me - social work £30,500p/a although I'm on mat leave and dropping down to 3 days.

I think you need to consider both your income and expenditure. Some people earn very little but spend well, others earn well but flitter away the money. I saw a thread today with a gp in 20k of debt yet no doubt earning really well.

This is completely relative as it depends on your outgoings. We jointly earn around £75k but once deductions, pensions etc are taken it equates to around £4k a month, (we have good pensions but they're costly) our bills, mortgage and outgoings, including mobiles, cars, Netflix, the occasional meal out are around £2500 a month and we save £1000 (unless like this month the boiler packs up etc), which leaves us around £250-£300 each as spends but that has to cover clothes, car repairs, socialising etc. Whereas if our outgoings were lower we'd be saving more or able to spend more on nice things

Depends doesn't it? Our household income is 127k but our mortgage is fairly big and with bills etc we live very comfortably but not massively extravagantly.

I earn just over 30k
DH earns about 33k and also has income from a rented property.
Childcare costs are set to be high from middle of next year for the next two years but should taper off after that.

I can’t imagine why anyone would divulge this information even on an anonymous forum?

I am a buyer on roughly £35k a year and my partner is a construction manager on circa £45k a year.

I used to earn over 50K a year but quit my job a few months ago to move country. My husband earns approx. 12K a month? So right now we are both living off that..

Oh and I was a teacher (relatively high up), and my OH is in the entertainment industry..

TheFaerie me neither.

@legaladviceplease 12k a MONTH? I'd like his job please!

There were two threads about this, last week.

If you want answers quickly, do a bit of a search This gets asked every now and then on here - there was a thread in the last 2 or 3 weeks.
However please keep in mind that MN is in NO WAY a true reflection (statistically) of the whole population - especially when it comes to earnings.
Or look at information from Office for National Statistics

I can't understand why people want to divulge this information in such detail either.

Like others have said it totally depends on outgoings etc.

If we had GPs helping with childcare (by far our biggest expense) and an average mortgage on a property our size (where we live is very expensive but jobs don't pay that well, worst of both worlds really) we'd be about £1700 better off a month and we'd be laughing.

As it is, after essential bills, petrol, food, childcare, mortgage is paid we have about £600 for everything else on a combined income of about £65K before tax. Our kids don't really do clubs or activities and we don't have hobbies that cost money, gym membership, fancy phones or any of that. Compared to most of our friends we're not well off but I think it's fine.

We're both engineers, though in very different roles.

Salary fluctuates depending on workload etc but generally combined is about £120k. We also rent out houses which brings in £3k per month.

This is like the 3rd thread on incomes in a week.

Just wanted to cone on here to say that lol.

Meh, knowing about other people's incomes and jobs will help you how?

Saying that, I used to work regular overtime, and realised that the difference wasn't much as the more I earned the more I spent, and the less I earn the less I spend. I decided I wanted more time instead of money, and have looked at ways to cut my spending right back. I'm a bit poorer now, but much happier

DH Is on £19000 a year, I’m a SAHM as we can’t afford the childcare for me to go back to work yet but hoping this will change next year when the eldest goes full time in school. We receive just under £600 pm in tax credits and child benefit.

Even if you do start earning more, chances are, you will start spending more.