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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to ask how much disposable income you have every month?

120 replies

FunnysInLaJardin · 10/11/2018 22:50

Following on from another thread, yes I know!

We have about £2,800 but save £1,300 which leaves just enough for the month for us to live comfortably. The saving go on long term bills, holidays and all Christmas and birthday gifts for the year.

I know we are fortunate, but every month live until the next pay packet.

I know people have far tighter budgets than us but am interested to know what folk generally live on.

OP posts:
madnessIsay · 10/11/2018 22:55

What do you spend the £1500 on?

TooTrueToBeGood · 10/11/2018 23:00

The saving go on long term bills, holidays and all Christmas and birthday gifts for the year.

That's not saving, that's budgeting. Are you actually saving/investing anything for the long term?

HellToupee · 10/11/2018 23:00

The square root of fuck all. And that’s a good month at the moment. In a bad month, it’s the square root of fuck all - 4 days.

LittleBitNuts · 10/11/2018 23:03

1.3 is a lot to save if that's how much you earn. I would be inclined to reduce the savings and leave yourself with more - no point working hard if you're leaving yourself miserable every month!!

I would (on mat leave now) earn around 1.5 and try to put at least £500 in, 1k on a month that I wasn't doing anything special.

madnessIsay · 10/11/2018 23:04

What confuses me that people always say that fillers can look good if done well. How come all these rich & famous women don’t get that sort of work?

madnessIsay · 10/11/2018 23:04

wrong thread!

mycatplotsdeath · 10/11/2018 23:05

I have nothing left at the end of each month.
I basically go to work and get bullied by the owner and then get to come home and act all happy in front of Dp who was made redundant.
And I'm just exhausted with it all

MicroManaged · 10/11/2018 23:06

‘Generally’ most people live on a lot less than that.

Poor taste op.

trojanpony · 10/11/2018 23:07

Between us after mortgage, bills and savings about £3-4K per month but that covers food and bars/restaurants, entertainment, clothes, gifting, charity contributions and holidays

MissMalice · 10/11/2018 23:08

We have less coming in than going out on essentials currently, so that’s fun.

Usually it’s around £1k after everything (all bills, kids activities, meals out, holidays, Christmas etc)

BMW6 · 10/11/2018 23:10

Well you know that you are on "Easy Street" don't you OP, so what an odd question to ask!

I don't mind in the least inflating your ego. Fill your boots.

After all bills paid including food we have about enough for emergencies, if none we save it.

Feeling much more comfortable now are you?

coolwalking · 10/11/2018 23:10

About 4K of which half goes into savings.

Donthugmeimscared · 10/11/2018 23:13

Fuck all my wages cover the rent and tax credits the other bills. God knows what I'm doing for Xmas.

Didyeeaye · 10/11/2018 23:15

What a strange thread... Why is it acceptable to discuss incomes on mumsnet? It serves no purpose other than making some people feel good and others feel awful all while highlighting the wealth divide!

BMW6 · 10/11/2018 23:17

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

slappinthebass · 10/11/2018 23:19

Probably about £50 a week. No savings.

madnessIsay · 10/11/2018 23:19

I agree that these threads serve no purpose, just an excuse for people to brag 😴

Roomarmoset · 10/11/2018 23:21

I feel really sad now, I work for the NHS and earn what you save in a month 😥 I'm just about to go on maternity so no saving so me! Wish I hadn't read this thread..

victoriaspongecake · 10/11/2018 23:21

Why are people so rude? Answer if you want o/ don't answer if you dont want to/scroll past if it offends you.

MicroManaged · 10/11/2018 23:26

about £3-4K per month but that covers food and bars/restaurants, entertainment, clothes, gifting, charity contributions and holidays

Christ, how do you manage? Bars, restaurants and entertainment?

LittleRen · 10/11/2018 23:27

Do you mean discretionary or disposable? I think it changes the context of your post. If you mean discretionary income you are being ridiculous to post this. Disposable income I kind of get it a bit more but just save less if you are struggling.

BMW6 · 10/11/2018 23:27

Room
I seriously doubt that the OP is genuine. Sure, some people earn megabucks, but in my experience those that do tend to keep quiet about it. This OP is a covert bragger or outright liar.

You are like 99% of the rest of us. Quietly doing the best you can.

vodkaredbullgirl · 10/11/2018 23:40

hmmm not much left at the end of the month

vodkaredbullgirl · 10/11/2018 23:42

as long as all my bills get paid

WeirdHandDryers · 10/11/2018 23:43

On paper, about £3.5k a month after all bills and groceries. In reality, about £1k as the rest of it disappears in takeaways, nights out, buying stuff for the house etc etc