... To ask what actually is an affordable housing?

[OftenHangry]

It looks like everyone has a completely different price bracket in mind when it comes to properties for sale. Obviously it's affected by where people live. I know you really can't buy 3 bed semi for 60k in London. Maybe a picture of it...

What is your idea of affordable housing?
Me:
Nort West - under 100k

because with 5% deposit it would cost about 8k to get into the property.
But I keep seeing these new builds labeled as affordable yet they cost double that!

Plenty of 3 bed with garden houses around me for much, much less (60k-70k), but staying on the market, because they need bit of work, I guess?

I am busy today, so if I don't answer, I haven't run. I will come back

Where poverty has been defined for certain things (such as fuel poverty where I think it is over 10% of your take-home pay being spent on energy bills), surely there should be one for what a given percentage on a mortgage would get you? So if it is 30% of the average take home, with say a 15% deposit, what could it buy?

In my area affordable is apparently around 400k for a family home. Most local families can't afford that. Average household income suggests that 180-200k would be much more affordable.

Blooper that's so depressing. Shared ownership would be the only option for many people like me.

It’s a nightmare,

Back in 1996 I bought a 2 bed flat for £42k. I was able to buy that on my own with a 5% deposit on a nurses salary, I was a staff nurse.

Today as a staff nurse the same property is nowhere near my price range. A staff nurse today is proced totally out of the market.

So they rent and the rent round here is around £900 a month for a two bed place. Families are looking at over £1200 a month. Dreadful.

"I don’t understand why people slag off new builds really. We desperately need more houses, and how else do you get them"

Where I live there are lots of empty properties not being used. I think they will be taxed soon so some of them will sell.

This has been in the news, some councils already charge double council tax for empty houses