Firstly, I’m new to this so please excuse my ignorance when it comes to abbreviations!
I’m in my late 20’s, my partner is in his early 30’s and we’ve been together over a year.
We have a combined income of £2500 per month, working 97 hours per week between us.
I have been saving for my first home since I was 18 and I have finally reached my target of £20k but my partner has no savings at all, having rented his flat for 12 years and by his own admission he has not been very careful with money.
He also smoked heavily, not just cigarettes, which he gave up shortly before we met.
I am concerned that when we decide we want our first home, I am going to end up putting a lot more in than he is.
I should say, I trust my partner, he has worked hard over the past 12+ months to turn his life around, but I know many couples, some of which have been married 20+ years, who have gone through terrible break ups and ended up losing their life savings.
Has anyone else been in a similar situation? Is there anyway to protect yourself without hurting your partner?
I don’t have many friends who I can turn to, so any constructive advice would be greatly appreciated.