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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To wonder where you live if you have crap credit?

81 replies

tillylit · 11/10/2018 15:22

It’s proving quite difficult.

Private renting seems to all be done via an agent and my credit isn’t good enough, but then where are you supposed to live? Anyone know?

OP posts:
tillylit · 12/10/2018 19:57

Wow ... now that is something I hadn’t thought of!

OP posts:
AgnesBrownsCat · 12/10/2018 20:45

Look on gumtree , that’s where we advertise for tenants . The lack of guarantor would be a bigger issue for us than credit score . Where do you live now ?

smeerf · 12/10/2018 21:00

Not everyone is in a position to do this, but we offered to pay the first 6 months up front. The letting agent took the offer to the landlord who said yes. After a year of good payment we switched to monthly.

kayakingmum · 12/10/2018 21:05

I recommend AirBNB. Try a few places full price. Once you've tried and tested each other you should be able to get quite a discount, failing that maybe a caravan and save up (I've got grand designs on the brain because of another thread and that's what people on that programme often do).

tillylit · 12/10/2018 21:46

I’m in a house share

OP posts:
FiveShelties · 12/10/2018 21:55

Is the CCJ for a large amount - could you clear it?

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