Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Who is in the right?

5 replies

Amberheartkitty · 03/10/2018 18:36

Hi. Last year I took my two kids to swimming lessons each week. I paid by direct debit each month. After around 5 months they no longer wanted to go. So I cancelled the lessons.
The money continued to come out of my bank so I rang them and they assured me that this time it was resolved and no money would be taken.
A year later a get a text saying x swimming lesson is cancelled. I ring them up and apparently they still have one child down for swimming lessons and I have been paying for these each month. Sure enough I check my bank and the direct debit is still being taken out. For a different amount. It’s called debit something So wouldn’t notice that it was swimming lessons.
I have loads of direct debits for different insurances etc so didn’t notice.
I ring this company up and they cannot find me. Eventually they find my account under a completely different name. Nothing like my name. One child had been cancelled but not the other.
The swimming place said the teacher should have told them one child was missing for well over a year but she didn’t so it’s not their fault. It’s my fault for not checking so they are not going to give me my money back.
Also they have no idea where the random name came from and that’s not their fault either.
What should I do? Should I just leave it and cut my losses? Or try to take it further?
Thanks

OP posts:
SenoritaViva · 03/10/2018 18:38

Take it further! Have you got a paper trail?

HeyMacWey · 03/10/2018 18:39

I think you might be able to claim it back under the direct debit guarantee as they didn't notify you of the change in amount of direct debit.

www.directdebit.co.uk/DirectDebitExplained/pages/directdebitguarantee.aspx

Oysterbabe · 03/10/2018 18:40

Why didn't you cancel the direct debit?

Sorry10 · 03/10/2018 18:40

If you've not got written confirmation you have cancelled then not a lot you can do . I would've cancel dd myself after cancelled on phone so they are kinda right . You could try putting it all in writing to head office they may refund you if your lucky .

Amberheartkitty · 03/10/2018 19:25

I was assured no more money would be taken by the member of staff. And that the lessons were cancelled. I should have checked properly.
So silly of me. I can’t believe they didn’t notice a child was missing for 16 months. These lessons are small 5 to a teacher in the groups mine were in.
They noticed if we were 5 minutes late they wouldn’t let them in as it would distrupt the lesson.
Obviously there was the fact my name was completely wrong so she probably couldn’t find my account to cancel it. I didn’t think they could take money if the mandate was wrong.
Thank you for the replies.

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread