How much cash do you keep around the house, for emergencies?

[AbsentmindedWoman]

Just curious. I'm not really comfortable with cash amounts over about £30 (worry of it getting stolen or losing it somehow) so tend to just have about £20. Always enough to get emergency food/ stick a fiver on an Oyster card, but not really more.

Do you keep cash handy for emergencies?

None but it would probably be sensible to have £50 to cover a taxi or bus ticket and food.

Literally the exact same question asked about 4 weeks ago... is DM trying to find a story!

I said the same about it being a repeat thread but if it is the DM the story that no MN posters keep cash in the house is going to be one of their most boring ones

I agree with the posters who asked if no one has teenagers, I'm always providing cash for sports subs, short notice outings with friends, things for school etc

Nothing unless we're away and I leave £30 cash for the cat-sitter in case of any emergencies (she's lovely and always buys milk and bread etc for the day we come home). I have two cash points a short walk from my house, so it seems pointless hoarding cash.

People saying what if you lost a card /had to get a taxi home etc. I'd call DH to pick me up, if he couldn't (unlikely but eg both cars in the garage) he'd be able to walk to the cash point and get some money out before I got home, or more likely I'd use Uber or would be driving. I have lost cards or had accounts frozen due to fraud, but I just transfer money online to a different account and use that card, if I lost all of my cards DH would get cash out for me. We pay our cleaner online (her preference) and everywhere near us takes cards, we use deliveroo or just eat of we get a takeaway etc. Might be different if you live really rurally.

Yes we live in a rural area and no-one even knows what uber is here. When we lived in London and there was a cash machine round the corner I didn't keep emergency cash. Having had a few days where my bank wouldn't work I prefer to keep a bit of cash around now though and would even if we lived in a town again.

A couple of hundred pounds in the house, plus about £40 cash in my purse.

Yeah, my partner lives in New York so if I lose my card in London I have to sort something out here myself.

My card did get blocked on return to Heathrow trying to buy a coffee last year, for 'suspicious activity' - fortunately I was able to get it unblocked after a few hours on the phone. And I had a couple of quid for the coffee! But it really makes you see how massively inconvenient it is when your card isn't playing ball.

Oh and I wouldn't spit on the Daily Fail - am regular poster, you can search if you're super bored. As I said I missed the last thread...

Well worth simply getting another card or two! I've got Visa, Mastercard and Amex, ever since going interrailing at 17 and coming across whole countries where one or another just wasn't accepted. Also gives you the ability to put cards in different places - had my purse snatched in Madrid, still had a credit card in another pocket.

If you and DP bob back and forth across the Atlantic, I'd commend transferwise - they have a multicurrency account with a debit card which works as a local account in each country and transferring money from £ to $ is barely above exchange rate, really low price.

All the cards in the world don't help when your dc suddenly remember they need £x for this or £Y for that late at night when it is dark and rainy and I've got my slippers on though - I'm not heading off to a cashpoint at that point.
Nor do my work collections for people take cards..... nor the MacMillan coffee morning (s ) I went to...... nor the collection when I went to a different Church..... nor the donation I dropped in the pot when I went to a 'free' event the other night..... nor that fundraising raffle someone was having....... nor the person I wanted to press a note on to when they used their petrol to take me somewhere..... nor the lady that sells flowers by the side of the road.... nor my local caff......

I could go on, but surely everyone needs cash sometimes ?

None and my milkman knows it!

My DH used to be a milk boy for him years ago so he only comes to us when it's about £40, I scrape together £10 and ask him to chap next week.

Every time I promise myself I'll stick £40 in the sideboard for such things. Never do.

A few thousand, but I’m self employed and the vast majority of my clients pay cash. I put enough in the bank to pay the bills, and yes, I pay my tax. My bank had serious issues a couple of years ago and no one could access their cash for days. It was a disaster for a lot of people, so I was glad to be able to help out some family and friends. I sometimes worry about getting robbed, so I make sure there’s around 5000 in the safe, so it might keep any potential robbers happy. The main bulk of money goes in the other safe. Mind you, the house is like Fort Knox. 😁

I grew up with very little and was put out of my home, having to leave many things behind (live in NI) so I suppose I’m always in a ‘worse case scenario’ mode.