Fundraisers for people who have gone on holiday without travel insurance.

[Sharksbees]

Prepared to get flamed but Aibu to think not paying for travel insurance and expecting people to pick up the bill if you are ill is cheeky?

I might be a total bitch but our local media and Facebook groups seems to always have at least one of these fundraisers to bring people home because they've taken ill and have no travel insurance.

I know I don't have to contribute but surely if you can afford a 2K holiday you can afford travel insurance? Ours costs a fortune because we all have medical issues but I wouldn't dream of going without it. If I can't afford it (and this has been the case) we have travelled in the UK instead and if you don't have issues it's as little as £13!

I'm not talking about those where they have taken insurance and it won't pay out BTW but more those who put their pictures up drinking pints of beer but have no insurance.

As a student I didn't take insurance out. The only trips were to my home country in the holidays and it didn't even occur to me to take insurance out for that. If I had become ill or died, I
would have obviously stayed there. (If anything I should have looked into insurance to cover myself studying abroad.)
These days I do get travel insurance but there is always the feeling it might be a waste of money. Prices range from £10-£80 and even the expensive ones seem to exclude basic things unless you wish to pay for add ons.
I tried reading through the terms and conditions but since I wanted to compare several quotes I realised there was no way I was going to read through the different insurers policies. It also made me think there are so many clauses in the small print it's a wonder how any insurance pays out, ever.
When it was just DH and me we went for the cheapest ones just to have some basic cover and hoped for the best.
Now that we are a family the strategy is to go with the cheapest quote from a reputable provider and hope for the best. :)

Some of the cheap travel insurance people ate quoting exclude nearly everything.

One of my friends was attacked abroad she had insurnce but claimed it did not cover for criminal acts (aka if they suffer assault etc)

Atlantea, you think people will read OP's post and think that they need travel insurance? I don't believe that and think that it hasn't been posted as a cautionary tale, it was posted to delight in tales of people not being able to pay for treatment and wag fingers at them.

Grotesque really.

The cheap insurance quotes are also for people with no health problems at all. Wait until you have some health problems and the quotes start to soar in price. People can easily pay much more for the insurance than the holiday.
Also £2k, a lot of people pay much much less than that to go on holiday.

Certainly wouldn't donate to such an appeal. Who in the UK and able to book a holiday abroad doesn't know you need insurance especially for repatriation. No sympathy at all.

You're right, let em' suffer.