Thoughts please.
DH worked on a youth project in freelance role, he had loco parents I'm as far as he looked after their well-being.
During a trip, a 16 year old threw water on a photographer's leg during a waterfront, the photographer claims it damaged a 3000 camera and my DH is responsible due to loco parentis. A 19 year old helper encouraged the water to be thrown at photographer but no malice was intended. Thoughts, is the photographer BU?