I've had a cleaner for 10 years. She does 4 hours once per fortnight and I pay her £40 in cash. She was originally with an agency, but she went independent several years ago. She continued to work for me, but without a contract. I didn't think about this until recently, but now it's bothering me. I've been reading the HMRC website and think that I need to a) verify that she is registered with HMRC as self employed, and b) make sure we have a contract which makes it clear she is self employed. I'm trying to work out how to approach this conversation with her. I think it might help if I had a draft contract to hand. There are companies selling them online but I don't know whether they're any good. Any advice?