@MyDcAreMarvel
Please don’t say incorrect information anyone with three children not only can claim tax credits, they are barred for claiming UC
And you know that I'm giving incorrect information how? Do you know what I do for a living? You have gone and told a woman struggling with anxiety with twins on the way to close her UC claim. Also that she can't claim if she has twins which is wrong. There are exceptional circumstances and twins are one of those.
Her twins are not even born yet so that wont affect her in any case in the meantime. When they are born, exceptional circumstances takes effect. Since you know what you're talking about, I hope you'll be there when she receives no tax credits and needs somewhere to live.
To OP and others who may be interested, EVERYBODY currently on tax credits will eventually be on UC whether or not we like it. It's just a matter of time. People will be moved across gradually and we will have to go through this sooner or later.
OP, the system is that you make your claim online, you are entitled to you and partner's standard allowance (around £458), housing element if you rent, child element (around 250 per child) and if you have childcare costs, you can claim back 80% of that, if you are found unfit for work, you'll get the health element. Your partner's earnings will affect this but you get to keep 37p on the pound he earns up to a point. This is done so that no household is better off financially by not working. If he is an employee, his salary is automatically reported to HMRC. If he is self employed, it's a little more complicated. In the meantime, check entitledto.co.uk for a near enough estimate. After the first 2 appointments, things should get vastly easier.
For you, from 11wks to EDD, you'll be on the 'no work related' group so not required to look for work. When your babies are 2yrs you'll have a meeting every 6 months or so. For your DH, if his earnings are low, he'll be encouraged to look for more work but not to leave his current job as some work is better than none.
The must dos are to make sure you 'Accept your commitments' on your to-do list - without that, your payments can't be released. Ensure the items on your to-do list are done. If you experience any difficulties, send a message through your online journal as that is the only provable communication. If you can't attend an appointment, send a journal message BEFORE the appointment and they'll work with you.
I wish you the best and i advise you do what is best for your family after you've sought proper advise - CAB are quite good there. Many here speak from their own circumstances and experiences which will be very different from yours.