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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask if you are under-occupying social housing that you consider downsizing?

366 replies

IckyBex · 04/06/2018 12:28

If you are in a property with space you no longer need for whatever reason please consider asking to transfer to a smaller property. There are so many families waiting for three or four bedroom housing and hardly any available.
Staying in your four bedroom house after all of your children have left home is depriving another family of the opportunity that you were given.

OP posts:
1981m · 06/06/2018 18:37

But their rent is substantially less than it would be if it was a private rental in lots of cases.

lastnightidreamtofpotatoes · 06/06/2018 18:38

Smashed why do you keep reiterating that buying a house is a choice? Everyone knows that, in the same way that renting a house and applying for social housing is a choice.

Frequency · 06/06/2018 18:41

Right, so why don't we cap the amount of profit a buy to let is allowed to make from another person's basic need for housing?

Why do have to push to make those in a slighter better position than others worse off to make things fair? Make the Landlords worse off instead, they already have more houses than they need.

SmashedMug · 06/06/2018 18:42

I keep reiterating that buying a house is a choice because it's an extra financial step and requires considerable investment. People who moan about it are moaning about things they actively chose to do. People who rent don't have much choice considering if they don't rent, they're homeless. I'm sure you can see the difference 😊

LifeBeginsAtGin · 06/06/2018 18:42

Oh Helena, please leave Grenfell to the Grenfell threads instead of raising it on and trying to derail every thread.

Sunbursts you are right - properties should be suitable and if there isn't a 1 bed bungalow for the 85yo then she should stay put. But staying put because of your community isn;t a luxury only SH tenants should have.

1981m · 06/06/2018 18:43

Yes, if they have a secure income long term as it can be, aren't vulnerable and are not in need of SH. Not everyone can have life time security. Their house needs to be passed down to someone in greater need who is more vulnerable and needs more security because they have a disability or dependents.

Sofabitch · 06/06/2018 18:43

People have this delusion that Sh rents are still significant cheaper than private renal. These days around here they are pretty similar.

HelenaDove · 06/06/2018 18:47

Mug ive seen home owners saying on here that there is no need for boiler insurance .........its a waste of money. Then moan at tenants getting theirs fixed "for free" when it goes wrong.

A social housing tenant who doesnt have contents insurance (i do before anyone starts) gets called irresponsible.

A home owner who dosnt have boiler insurance................oh no worries its a waste of money.

Hardly the fault of social housing tenants if someone cant afford boiler insurance because theyve overstretched themselves with a huge mortgage.

Why on earth are their choices the fault of someone else?

piterdevries · 06/06/2018 18:48

Best plan of action, if you are on the SH scale is not bang out so many kids that you need a four bed!

Yes I know 'its my right to have as many as I want' but surely it should be my right not to subsidise you ill-advised life choices?

Assuming its a mass of kids hence needing the four bed.

1981m · 06/06/2018 18:48

People don't Moan about being home owners. Yes it was a choice, but in making that choice they shouldn't be penalised for it. Why should the right to stay in their community, live near friends, stay in their home only be a right for those in SH?

LifeBeginsAtGin · 06/06/2018 18:50

ive seen home owners saying on here that there is no need for boiler insurance .

I'd say the opposite, why would anyone advise not to get insurance. I've never seen it. Most posters offer sensible advice.

SmashedMug · 06/06/2018 18:56

People don't Moan about being home owners.

You are literally moaning in this thread 😂

SunburstsOrMarbleHalls · 06/06/2018 18:56

My parents would be willing to move to a bungalow in any area of the borough including the inner city area as their need is greater than the desire to stay in the community. Mum would be afraid of the change but if she had the opportunity to live in an accessibly property this would ultimately trump anything else.

We have even enquired about sheltered accommodation but again because of the need for two bedrooms there is no choice available.

The local housing association is building properties at the moment but it is specifically affordable housing for employed people and shared ownership schemes.

They keep looking regularly for suitable smaller properties but have had no look in the past 5 years.

Bluelonerose · 06/06/2018 18:58

Still the problem comes down to not having enough sh.

There are people willing to downsize but want a say in where they move too.
No-one who owns their own house would sell it & move somewhere they didn't want to just so a family can buy their house it's no different to sh.

Just because someone else owns our homes doesn't mean we don't treat them as if we do.

SluttyButty · 06/06/2018 19:03

I've just been and had a look at my area's offerings to bid on this week for social housing. It's a brand new 3 bed at the cost of £953 a month.
Who'd like it now you know how CHEAP that rent is? You'll need a minimum income to be allowed it though...

HelenaDove · 06/06/2018 19:07

Wow Slutty its a STEAL Hmm

itsbetterthanabox · 06/06/2018 19:08

Isn't this the whole point of the bedroom tax?

gamerchick · 06/06/2018 19:12

Isn't this the whole point of the bedroom tax?

Which affects who exactly?

SaucyJack · 06/06/2018 19:14

"Why would I give up a nice home in a nice area, to move to a high rise or something?"

This is why downsizing should be a requirement, and not a choice.

No one wants to live in a high rise flat over a house. But somebody has to.

The system needs re-working so that everybody gets a turn at living in a family house and a garden when they need it for a family, rather than some people striking lucky first time and staying there for life, and the less fortunate living out their entire days in a two-bed on the tenth floor.

Fair's fair.

Frequency · 06/06/2018 19:15

Mine is a snip at only 87.50 a week, a whopping 50p a week cheaper than the private rented one next door.

But don't worry folk, I don't waste my mahoosive £2 a month. I am saving for a deposit to move back to private rented on the back of this thread. I'm sure, with the substantial savings, I'll be back in private rented in the blink of an eye. Maybe I could even save a for a deposit for a mortgage with it?

Is anyone good at math? How long would it take me to save £10k if I put away my excellent saving of 50p a week?

KlutzyDraconequus · 06/06/2018 19:19

Frequency

384 years...
best take some ironing in..

Frequency · 06/06/2018 19:22

But they said upthread I was saving loads of money by being in SH Sad

MimpiDreams · 06/06/2018 19:25

Isn't this the whole point of the bedroom tax?

Except pensioners are exempt. So people like my mum, who lives in a 4 bedroom council house on her own in a very sought after area, cling on and pays it knowing she's only got to survive another year or so. Then she'll be ok and still have her house for another 20 or 30 years.

HunterHearstHelmsley · 06/06/2018 19:27

My sister and her partner live in a 4 bed house, from the council. She's mid 40s and has a lifetime tenancy (our council don't offer this anymore). She's in a nice area.

All three children have now moved out so she's happy to downsize. The only offers they've had are high rises in rough areas. She's not going to give up what she has for that.

It's tricky as most of the smaller properties around here are like that.

HelenaDove · 06/06/2018 19:28

Mimpi Couldnt she come and live with you while she looks for somewhere else That would free up the house.