Just had a financial review and look at retirement planning.
DH is 56, has a very healthy final salary based pension scheme.
Me 50, personal pension - approx 25% value DH's.
DH had asked for projection for him to retire at 60 ie well before state retirement age. This involves me working to at least 65 - presumably my state retirement age is 67 at least.
We've been together 25 years, married 19.
Both full time working except 2 maternity leaves 6 months each for me plus a 2 year period when I was supposed to be part time but actually had 2 jobs.
Apparently I need to do some 'topping up' according to DH.
I haven't had much of a conversation yet with DH about this - just trying to get my head around why this seems unfair.
If he gets to retire early, why don't I (presuming the maths adds up)?
The fundamental point here is he sees his pension pot as his therefore gets to do what he wants with it. I see all our investments as team resources and that means a team decision.