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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

How to to make a million?

86 replies

INeedChocolateToday · 02/04/2018 17:55

I'm sick of working non stop, extra hours, long hours , never seeing my husband who works super hard too.

I want to spend more time with my children, get off the treadmill of modern life.

Any ideas? Lottery winnings have still yet to roll in .....

Wink
OP posts:
gabsdot · 02/04/2018 19:24

Think of a brilliant invention, make it, build up a successful company and then sell it and retire
Easy as pie

speakout · 02/04/2018 19:27

PoppyCracker - how rude.

speakout · 02/04/2018 19:29

PoppyCracker don't judge everyone by your own low mindset.

Ansumpasty · 02/04/2018 19:31

Sometimes I feel like you and go and buy a scratch card, fully expecting to win. I feel really disappointed and pissed off when I don’t.
No advice here on account of me still not being a millionaire!

DairyisClosed · 02/04/2018 19:33

Well the obvious answer is to pull up your socks and start investing. If you do your research and have the patience to wait for your investment to mature you will get there in the end. Just look at the likes of Warren buffet. Anyone can be a millionaire but it isn't easy.

birdladyfromhomealone · 02/04/2018 19:34

Buy a hovel, do nothing to it , no heating or hot water, charge £££ for it to poor people who cant afford to buy, become a dirty bastard greedy land lord and you will soon be a millionaire.
according to mumsnet that is anyway

bakingdiva · 02/04/2018 19:40

Stock options in a tech company, and get in on the ground.......retire with enough to live on from investment income before I’m 40.......but it was fucking hard work when I was there, 60-70 hr weeks regularly, longer at busy times, lots of travel (great for air miles, not for my marriage), and a hell of a lot of stress.

bakingdiva · 02/04/2018 19:42

Retired that should be.

Only problem is I'm bored!

sameoldsame · 02/04/2018 19:47

Fuck me
It’s one of those threads
Well done to everyone who has had some help worked really hard
Everyone else you’re lazy fucking cunts, that’s why you’re poor

Uniglo18 · 02/04/2018 19:55

I've stopped buying lunches and coffees out and was shocked that I saved £200 a month! Blush Ok so I won't become a millionaire by doing that. I might if I were to buy bonds or shares with it. Just imagine if I bought £200 worth of shares or premium bonds monthly, it might be worth something after a year.

Bluelady · 02/04/2018 19:56

Marry an NHS consultant - someone who posts here reckons they're comfortable, not rich she assures us, on £170k a year. I've never dared ask her what she considers rich!

popcorndiva · 02/04/2018 20:01

@BarbaraofSeville that is exactly what I did. Sold up house in London, moved back up north. Bought outright nice family home plus a small house to rent out outright. Rental goes back into savings and all I needed was a stress free part time job.

Would never go back now.

BrownEyedGirlv2point0 · 02/04/2018 20:02

@Uniglo18 yes, exactly!

Henrysmycat · 02/04/2018 20:16

I’m in one of those massive lovely houses in the Surrey areas someone mentioned.
I come from a very poor family. Nothing was served to me on a plate.
But I got lucky on a few things: one was my studies and getting work into a very lucrative area. I was also ruthless in pushing for career advancement and high paying jobs, prior to kids. Husband was similar. I did overseas (sometimes dangerous) work that paid nearly $1000/day and provided accommodation and food. I saved very large sums, so by 30 I had saved over £150k for a 50% deposit of my first home. I invested in an up and coming area, did the work myself and by the time, I came to sell 6 years later, it was worth over £400k and provided extra income renting it while I was paying it off. I only stopped that damgerous work when I got pregnant so I did over 10 years of that kind of work.
Husband was in similar job trajectory (different areas) and some years ago, we could afford a redic house in Surrey for over 1.5m and overseas property. We never stopped saving. I still do half my shop in Aldi. I don’t buy anything full price. I have no qualms shopping second hand stuff or from the reduced isle. I make sure, everything at home is on the best possible tariff and nothing is wasted, etc. All our cars are second hand and fully paid. Blah...blah...
it is hard work but also luck with a sprinkling of chasing the money.

ButternutCrinkleFries · 02/04/2018 20:21

I married dh who had a very well paid job when we met. He now has an even better paid job. He is a bit of a twat though. If we divorce you can have him and it would solve your money issues at least.

Original poster
INeedChocolateToday · 02/04/2018 20:28

Blimey speakout! I never would have thought that would be that profitable!! Unfortunately my artistic talents are nil!!!! But you have at least encouraged me to think a little wider :) thank you for replying :)

OP posts:
BarbaraofSevillle · 02/04/2018 20:29

Just imagine if I bought £200 worth of shares or premium bonds monthly, it might be worth something after a year

Or even after 10 years. I usually take leftovers to work and DP nearly always buys his breakfast and lunch out. The rule in our house is that if you take food from home, whether leftovers or packed lunch, that's normal grocery shopping as much cheaper and saves food waste but if you buy stuff out of the house you pay for it out of personal spends.

We start off with the same amount of spending money and mainly due to this difference in spending patterns, I've saved up over £20k in 10 years, whereas he's saved nothing. We do have joint savings too but that money is mine and mine alone.

Calvinlookingforhobbs · 02/04/2018 20:32

Don’t be fooled into covating stuff. It’s all a con. Life is so short and so experiences are so fleeting. Choose a life that requires less and enjoy more.

Original poster
INeedChocolateToday · 02/04/2018 20:33

Oh Bakingdiva! I'd love to be bored! .... :)

OP posts:
Notproudofthisone · 02/04/2018 20:36

No advice but I’ve just started a new job, not even done my first day and I asked for a pay rise. It was authorised immediately and I start next Monday.
Know your worth!

BluthsFrozenBananas · 02/04/2018 20:36

Invent a low pain or pain free, very effective way of removing tattoos, no matter how old, large or dark. There’s so much regrettable ink around, the person who comes up with a really good way of removing it is going to make millions.

Original poster
INeedChocolateToday · 02/04/2018 20:40

Henrysmycat - thanks! You sound really nice and your job prior to kids fascinating! Next time I drive past one of those gorgeous and unattainable houses! I'll remember your post (and continue to imagine what your dangerous job might be!!! My job is a bit dangerous but certainly doesn't pay what yours did! Somewhat regret my 20s now! Life could've been a lot different!)

OP posts:
HRTpatch · 02/04/2018 20:40

I could give you my ex's number.
He must be worth £7 million by now 😀

Original poster
INeedChocolateToday · 02/04/2018 20:44

Butternutcrinklefries and HRTpatch - GrinGrinGrinGrinGrinGrin thanks for making me laugh!!! (My DH was less amused!!!!)

OP posts:
Henrysmycat · 02/04/2018 21:01

INeedChoc, aww thank you! I was in the oil industry. It used to pay well up to a few years ago. I did work in war zones, in the artic circle and in a rig on the equator amongst others. I did my partying when I had time off but I spend most of my evening holed up in an basic cabin reading a book as back then Wi-fi and internet were not the best. It was a job for blokes but women were encouraged if they wanted. In most of those jobs men were nice and respectful. (Can’t say the same about the vultures in the offices.)
I didn’t mind the isolation and hardship as I could have the life my parents couldn’t provide and I could also treat them too.