partner bid on house without asking me

[Lilyargin]

I'm feeling cross about this and want to know if others would too, or if IABU. Basically, we are house-hunting and had an offer on a house we really like rejected in favour of a lower offer from a cash buyer. My partner has now offered 25k over the asking price without consulting me.
While I'm pleased we're back in with a chance, I am annoyed he did this without consulting me (house being bought 50/50). This is not typical behaviour, he is normally considerate and fair. I think he just really wants it and wanted to fix things in a man kind of way, but I feel annoyed and also think the offer is too high. AIBU?

I don't know the value of the house but there is a chance you won't get a mortgage if you go too high.
Back to your question, I would be very pissed of if my DP did that.

YANBU he should never have done that without consulting with you first. Is it yours now/can you afford the extra money?

Of course he's unreasonable, he as no right to spend your money! Has he apologised?

Absolutely yanbu, he just offered up 12.5k of your money without asking!

Was it a verbal offer? Seems to me you would of had to sign something to make it a legit offer.

Thanks koalab, we can get a mortgage for the amount, it was a bargain at the previous bid (needs work). It's possibly still - just - a bargain now, it's the principle of the thing, the unanimous decision-making that annoys me.

It's a verbal offer, we're waiting to hear - sealed bid situation now. He's rescued it from us being told we'd lost it to us waiting to hear if this/his bid is enough. He has apologised, AngelSins, but I'm still pissed off.

Definitely out of order, I wouldn't be very happy.
I wonder how he'd feel if you had done the same !
He isn't entitled to the upper hand ..... you count, as does your opinion,

Yes sugarpiehoneyeye that’s how I feel. He says he wouldn’t mind if the situation were reversed, that he wouldn’t mind if I upped it by 10k (as if I’d do that!) as he wants to make sure we get it. Wanting to ensure we get it is understandable, but ASK.

Just don't have a joint bank account .... EVER !

Koalab is right, if your mortgage lender find out that you offered £25k over what it was valued at, they may not give you the mortgage whether you can afford it or not.

I think you're overreacting OP. £25k is not a lot of money in the scheme of house purchasing and sometimes you have to act quickly to make sure you get the property you want. He probably thought you really want the house and would be disappointed to lose the sale over an amount that will be negligible in the long run.

If he had to negotiate on the spot, you can afford it and the offer isn't not legally binding then you are over reacting.

I can see why you would be unhappy and why he thought he was doing the right decision. It would be worth putting a plan in place for if there is a next time. Maybe when you place an offer, agree a maximum for the house that you are both happy with. Then each partner can bid up to that without consulting the other.

Thanks everyone! Good plan blondephantom. We lost the house anyway. Even though our offer was 30k over the cash offer they still went with that. We were half cash, half mortgage. I’m really pissed off with whole thing - this is the 6th house we’ve lost to someone else. Bloody house buying! Nightmare.