Looking to buy a MacBook over the weekend and keen to know if anyone has accidental damage/theft insurance with theirs? I understand Apple Care covers technical support but is there more than that? Currys/PC World offer a 'whatever happens' for £10/month but that's £120/year (a bit steep?). Theft is probably covered under my contents insurance (I will check or amend accordingly) but it's damage i'd be most worried about...
I'm not usually a clumsy person but somehow managed to drop a previous laptop; and spill soup on the motherboard of it a year later. Luckily the 'whatever happens' insurance saved my butt both times and it was repaired under my policy. However for a laptop I spent £399 on in 2011 I worked out I spent almost £900 in insurance over the years (although granted it was fixed on those two occasions for me, i've no idea how much they would have cost to fix independently - nowhere near what the policy cost me over the years obviously!).