I earn 23k a year and have schoolaged 3dcs. Work full time so use wrap around childcare and holiday childcare plus my parents. I have one child FT (won't go to his dads more on that later) and the two younger ones from pick up at school Tuesday until 6pm on Saturdays.
ExH was extremely abusive (physical and financial) so I had to leave my house with the police and not go back. Have been in private rented since.
ExH is completely tight. He has never given maintenance and threatened me into signing over the youngest child's Child Benefit or he would go for full residence. So for 13 quid a week, I did it.
Now Tax Credits have said I have to prove youngest lives with me. I have sent them everything, red book, birth certificates, her paediatricians letters, school trips I pay for, her hobbies, letter from school etc, my divorce petition stating assaults and the vulnerable housing scheme we were placed in when I left (to prove why I let ExH coerce the child benefit from me). They even asked for food bills for her.
ExH wouldn't qualify for tax credits for her, her earns above the threshold.
AIBU to be shitting it? I have huge amounts of monthly debts to pay for (for my masters) and a high rent. I rely on those tax credits but I'm so close to saying to them, have the tax credits for DD. I won't claim for her. I feel like a criminal and it's making me not sleep. We don't live in luxury at all but I could stop DS1's school guitar lessons and DS2's football and DD's gymnastics I guess. They are the only things I can think of that I can drop. I shop at Aldi and budget well.