To ask what you would do about this?

[pawpatrolonrepeat]

DP has his ex's initials (as if they were married) on his wrist from when they were together. We are due to be married this year and I have been hassling him to get rid of it , plus he wants it gone too.
A laser removal will cost around £400, which is money we can't really spare right now. A cover up might be tricky but a more cost effective way of hiding the initials .
AIBU to ask what is best to do ?!

I’d have a black bar tattooed over it for £15-20 tbh ...

Go and have a chat with a (decent) tattoo artist and see what they suggest about a cover up, at least then you'll have all the facts and can come to an informed decision.