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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Need to know whether IABU or whether my Mum needs to back off

33 replies

JCo24 · 28/12/2017 13:51

Need to know whether I am being unreasonable or whether I should just man up and tell my parents to butt out.

So my partner and I are both 25, we both had twelve year old cars and in the past month both cars have died an uneconomically repairable death.
So my partners car packed up on the way to my parents house for a meal. She got it towed back to there’s because she was within 2 miles of their house (lucky considering the journey was originally 300+ miles). We have had to use public transport to travel over the Christmas period. Bad timing.

Anyway, together we decided to go in together to get a new car, financed. We can afford this, we have looked at many options, but ultimately, this whole both cars breaking down and worrying about whether the car will pass it’s MOT needs to end. And we are happy with our decision. My mother however is not, she and her husband are adamant they want to get the car fixed (obviously we will be paying for it not them) and that getting a car on loan is not a sensible idea. So now they’ve got a mechanic booked to look at it. It’s not even my car, my car died last month fgs.

I’ve already said no, we’re getting the car scrapped but she won’t listen!! She’s just so cross we want to get a loan out for this car.
So AIBU or is she and do I need to be more obvious in telling her to BUTT OUT.

OP posts:
MsVestibule · 28/12/2017 14:29

I agree, I think a lot of people of my parents generation think that finance is a terrible thing

How old are they?! I'm old enough to have a 25yo (mid-40s) and nobody I know thinks getting a car loan is a bad idea. My dad's in his early 70s, financially prudent and even he wouldn't think anything if it! So unless your parents grew up during WW2, I really can't see that it has anything to do with their age.

CappuccinoCake · 28/12/2017 14:32

I'm 30s and think a new car on finance would be a bad idea unless very financially stable. It would nt be that common in my circle so I doubt it's just an age thing.

Cars depreciate when driven off the forecourt so would be seen as a bit of a waste.

However that's separate to this issue as it's your choice to make!

Topseyt · 28/12/2017 14:34

Tell her to back off and stop being a busybody

Tell her you have booked a scrap merchant to come and collect the car, and do not return with the keys until then.

That is assuming you didn't leave the keys with her. If you did then you have unfortunately left her with the means to interfere to her heart's content.

Topseyt · 28/12/2017 14:37

My parents were children during WW2. They are financially fine and pretty astute. They have had the occasional car loan before now.

jay55 · 28/12/2017 14:48

You are 25, they don’t get a say. Nothing wrong with getting a car on finance if you can afford it.

HellsBellsnBucketsofBlood · 28/12/2017 14:56

Use finance to get a reliable car. Make sure you can afford the payments. Frankly, you’ll probably spend less that way than on getting a junker fixed all the time!

Your mum should butt out. And make sure you don’t get guilted into paying for anything she arranges!

Blackteadrinker77 · 28/12/2017 14:58

I'm very against credit on things that depreciate in value. That said I wouldn't dream to tell my 25 year old grown up children what to spend their money on.
Your Mum can advise against it but that is all she can do, she has really over stepped the line.

CotswoldStrife · 28/12/2017 15:13

Where is the car now, is it outside their house? Where do you live in relation to your parents?

While the thought of your parents worrying about the loan is a little intrusive, removing the car ASAP might help a bit! Can you and your partner live with only one car rather than two?

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