To be worried how I will manage to work until I am 67?

[brasty]

I am in my mid fifties. I already get more tired than I used to when younger. I wonder how I am going to manage to work full time until I am 67 years old. And continue to do my share of cooking, cleaning, family stuff and actually having some fun.

Some people seem to live in a bubble.

They sure do.

What is even more worrying if everyone has to work into their late 60's possible 70yrs where are the jobs for our kids and their kids going to come from. at least when i was growing up there were plenty of jobs / careers and the pension age was 60 / 65 yrs and you had the option could work on to whatever age if you felt fit and healty to do so

all i can see in the future is more stress resulting in more ill health mental health issues and is ESA going to be around in the next 10 -20 yrs they are already cutting the criteria for this ..

hks, exactly.

I am late fifties - won't get my pension until 67. I'm single, very low paid and was SAHM when married, looking after the children (until we divorced, and then I couldn't work, because I couldn't afford the childcare). I am already thinking of having to merge homes with my OH (currently we live separately because we are both used to our own company), simply because I will not be able to afford my rent, council tax and bills on a pension, even if I continue to work part time.

We are now living in a world where women are having to contemplate marriage/co-habiting simply to make ends meet. Jane Austen will be along in a minute...

What is even more worrying if everyone has to work into their late 60's possible 70yrs where are the jobs for our kids and their kids going to come from.

There will be very few job opportunities for young people. They will be encouraged to delay adulthood and stay in education as long as possible racking up debts or taking on low paid and long apprenticeships (if they are lucky). Then when there is huge youth unemployment and dissatisfaction there will probably be a revolution.

Like I said before, the rise of automation and population age will necessitate a citizen's income. Sooner would be better than later.

I see a citizens wage as well.
Icannot see how we can do without it, demographics as they are.

For those of you
who have had good health,
Who haven’t had an accident
Who have had help with childcare,
Who’s partner earned enough for you to take time off to look after the children
Who had a partner involved in family life
Who have been able to work
Who have earned enough to have any surplus
For those who have had:
Help with paying for your first deposit to get you on the property ladder (even a grand or two)
Help with paying /catering for even a modest wedding (even a few 100 quid)
A loan of a caravan for holidays
A family that wasn’t chaotic
A family where your parents owned their own home
A childhood that wasn’t in a home with an addict
Where your mother’s health and diet were good, so you don’t have epigenetic health issues like a predisposition to cardiac disease, obesity or diabetes,
where you didn’t need a complete blood transfusion when born to rid you of herion
A childhood that didn’t include violence and /or sexual abuse
A childhood that didn’t alter your brain through trauma,
A childhood untouched by racism and other abuses,

I’m sure you really believe that you deserve all the success you have, as you ate beans on toast for three years, and scrimped on meals out and holidays

For the rest of us who didn’t even have the things you seem unable to see you got for nothing without any effort of your own, on a golden spoon, Stfu with the judging.

You really have no idea that there are people here who have struggled with the odds set against them from before they were born.
No amount of hard work will stop epigenetic effects taking hold.
No amount of hard work and saving will stop a drunk driver crashing into your mum.
No amount of hard work will stop your dad from drinking and beating seven shades of shit out of you as a child.

When you think people get what they deserve, have a good look at what you by fucking chance have, and come back to me with your gold medals of buy to let, investment portfolios, pension pots and handy tips on saving money, and I’ll happily throttle you with the fucking ribbon.

Some people start life from so far back, they take all their lives slogging to get to where you were when you were as a toddler.
And it’s not because they vote for one party over another they’re there.

It’s just random fate, and there is NO need to congratulate yourself for your “clever success”, or berate those who have actually managed to keep their heads above water without savings, pensions, property or investments in such hostile and chaotic circumstances.

For the rest of us, who didn’t have such happy starts in life, let’s link arms and keep on keeping on.

Totallypearshaped, linking arms. I'd give anything not to have CPTSD. In many ways it's screwed up my life. But I keep on trying.

@Totallypearshaped Yep I think you've summed it up pretty well. People genuinely don't seem to realise that even some upbringings that appear to be good on the outside can have a terrible impact on children's later adulthood.

Even silly things like going to a local school that was a bit pants = no or few qualifications (doesn't matter how hard you work if the teaching is crap), growing up in an environment when you are told you aren't good for anything more than factory/manual/packing type work and verbally abused for having any ambition to be better, parents separating & leaving you badly off enough to need to go out to work as early as you can to bring in income. If you have avoided all these pretty common scenarios then you have an advantage, let alone some of the scenarios in Totally's post.

Totallypearshaped Ive got a couple off the first list and second list, where do I fit in?

Bitter and nasty to anyone who has taken responsibility.

Anyone who has set themselves up for retirement by having a second mortgage paid by tenants who didn't qualify for mortgages of their own has taken responsibility for nothing but the ridiculous inflation of the housing market and its vile socioeconomic sequelae.

Anyone who has set themselves up for retirement by having a second mortgage paid by tenants who didn't qualify for mortgages of their own has taken responsibility for nothing but the ridiculous inflation of the housing market and its vile socioeconomic sequelae

indeed, it's a parasitic existence whereby you leverage your economic advantage to hoard property pushing up the price thereof so that those who have less money have to work to line your pockets.

arent you just the dogs bollocks

Anyone who has set themselves up for retirement by having a second mortgage paid by tenants who didn't qualify for mortgages of their own has taken responsibility for nothing but the ridiculous inflation of the housing market and its vile socioeconomic sequelae

Meh, it’s supply and demand. You have to do what you have to do to survive in this world.

That's why the worlds fcuk up, selfishness and greed.

As a ps to my previous post, I was going to say that the majority of nasty sneery replies on here are so often accompanied by foul language. Some recent ones have proved my point.

I am old enough to remember when no decent man would dream of swearing in front of a woman. Now, just look what's happened.
Women, mothers possibly with children looking over their shoulder ,come out with the sort of language which would have been unthinkable not that many years ago. Very sad.

Ah, bless your delicate ears.

You have to do what you have to do to survive in this world

Perhaps. But this philosophy goes to very dark places.

susannahL If I could open up a portal and return you to the 1900's I would do so with absolute delight.

Perhaps. But this philosophy goes to very dark places.

Yes it does, luckily people in the UK are sheltered from the darkest places for now.

Meh, it’s supply and demand
markets are determined by multiple complex factors, the availability of cheap credit and govt policies which encouraged people to speculate on property have all played a part.

A dog eat dog, winner takes all society is over the long term not sustainable

lots of examples of celebrities who have had a shitty start in life.

www.therichest.com/expensive-lifestyle/money/top-10-celebrities-who-had-terrible-childhoods/

These are famous people but I know personally so many who have just shrugged the bad luck off and moved on and achieved balance in life by focusing on what they could change.
Looking ahead and never back and yes taking some responsibilities.

And you can ask for help in this country, you can... but you need to define what you expect from help as you also need to help yourself ...

well I have learned the word "sequelae" so that's good.

My boot might do the trick morphene, she’s too busy polishing her pure and unsullied halo to notice the FUCKING (shudder) proletariat.

ohfortuna

Agreed it’s not sustainable but that’s the game that is currently in play. So may as well play, but be prepared to defend your lot when the new game comes along.