To be worried how I will manage to work until I am 67?

[brasty]

I am in my mid fifties. I already get more tired than I used to when younger. I wonder how I am going to manage to work full time until I am 67 years old. And continue to do my share of cooking, cleaning, family stuff and actually having some fun.

I'd be in favour of a land tax but the very wealthy.....the people in power who make the rules, I don't think they'd like it because they wouldn't be able to protect their wealth from taxation

some sort of universal income is likely to become the norm

It is the logical solution. Test schemes are being run in places.

I think one danger of forced suicide is that people start saying "Well I might as well take a few with me." I do believe that is part of the US problem with mass killings.

The 'wealthy' need to be taxed appropriately but not so they pay for those who haven't saved for retirement. It wouldn't cover the cost anyway.

I do think pensions need to be made easier to understand though. All this 80ths and 60ths ... you should be able to see what you save and what it will be worth.

As makeourfuture says, there are trials of Universal Income planned for some areas:

www.independent.co.uk/news/uk/home-news/scotland-pilot-universal-basic-income-ubi-snp-fife-and-glasgow-scheme-a7505411.html

As a previous poster said, I can't imagine any bigger burden on someone's children than the knowledge that their parent committed suicide to avoid being a burden ...

I took most of my 20s off to travel the world, go to parties and have a good time. I only worked a little bit in this time. I've always been glad I didn't join the rat race too early. At least I've lived and enjoyed my life. For the past 16 years I've worked really hard.

When I retire I like the idea of getting together with a few friends, sell our houses, buy a big house somewhere cheap and then turn it into an off grid hippy commune, grow lots of food and keep chickens. If I can't find others that want to do this, I'll just sell up and travel again when I'm 60. Another few years of freedom will be well-deserved by then.

@NameChanger22

Il do that with you

Il be at retirement age in 35 years, but can always join sooner

buy a big house somewhere cheap and then turn it into an off grid hippy commune, grow lots of food and keep chickens
Modern Communications computers and algorithms make it much easier to share resources and network with others for mutual benefit.
It would be entirely possible to have a platform where people in an online community trade favours, swap furniture and clothes that are no longer needed etc

I am really shocked at how many on here don't seem to have provided for their old age. We all know it's coming, don't we

My plan was to retire to a cheaper and more communitarian part of the EU. Old age isn't the bit I didn't see coming.

Some really unpleasant posts on this thread as well as an excellent one by huppapapa. So true that making choices isn't anything like the smug, simple process some people are making out.

Self-employed and no pension planning here, and you know what? I would make the same choices all over again, because paying heftily into a pension is not only something I haven't been able to afford, but is also something I don't think anyone should do who can't afford to lose the lot in some crazy, scandalous banking crash. If you're lucky enough to be able to sock anything away for the endgame, put it in bricks and mortar, or gold, or speculate on something you know about (art, antiques, racehorses, broadway musicals...).

Pension rules keep changing. It used to be you could draw a pension from 50 for example, now the earliest is 55. Planning long term is difficult when rules change.

Community living:

www.diggersanddreamers.org.uk/noticeboards/members-needed

There's another thing I've heard about as well, a scheme called One Small Town, they've started one in South Africa and Canada, they're hoping to start one in the UK too. I really hope it can take off.

What a load of wimps you are. I am 67 and work a five day week in a job I enjoy. run a large house and do all my own housework, look after a husband who is disabled and take care of my grandchildren on a regular basis. Get a grip - who wants to be in God's Waiting Room.

Cottongusset. They won't even be in God's waiting room, most of the whingers are saying they won't live to our age or are planning on "topping" themselves .

Here's your medal

Why is that anybody who tries to e slightly upbeat or say something sensible is shot down immediately?
I find ridiculous then that the people who have complained on here the most then have admitted to leading a gilded life with money, luck and champagne from their last break..A bit distorted view of the reality.
Yes, trying to do something about it instead of just moaning and worrying takes effort and some investment put into it, emotionally and physically.
If you are not prepared even to listen to those people who have a different view then why come on here to discuss?
What do you achieve by just spitting out negativity and predicting tragedy / disaster.. but not doing anything about it?

Wimps and whingers? Wow. I'd be ashamed to be so unkind.

Its a well known scientific fact that people who are depressed or suicidal don't want to be. It is something they suffer not something they choose.

So telling people to choose to not be depressed or suicidal is not only a spectacularly stupid thing to do, but counter productive and likely to cause them further suffering.

So why not take every opportunity not to be a dick about it?

I would like to lighten up the tone... if this is a board for suicidal people then i admit I am not trained to help... and they should look for professional help.
If it's a flippant comment or just a cry for attention ... then I stand by my comments.

behappy I don't know how to explain this to you more clearly. The phenomenon you are ascribing to choice (positivity versus negativity) is not a matter of choice. It is a matter of genetics and history.

Is it therefore not only pointless but hurtful to continue to refer to this as a choice.

It is about as subject to choice as having cancer. Would you be on here time and again telling people they just needed to choose not to have cancer?

No?

Then jog the fuck on from here also.

ps. there are plenty of people who are more upbeat, who aren't referring to depression or suicidal feeling as choice, who are not being shot down.

This is because they aren't saying anything wildly offensive. You are.

The lack of education on mental health is truly killing people.

I wonder what it will take for the government/schools to actually do something about it?

Depression is already the number one killer of young adults.

But yeah...they should just have chosen to think positively...

M.
I wish to differ... I don't want to share my life on the internet ... however it is true that it does take effort to change your frame of mind.

It would be a bit like I was obese then through massive efforts I lost 20 stones and now I am telling you that if you are obese you can do it and actually it's better for your health and enjoyment of life bladibladiba ...
However, it would take you effort to do the same. You could say that losing weight is not easy for you... however most doctors say that it's only a tiny percentage of people that actually have health problems preventing them from losing weight. The majority over eat for whichever reason and do not want to make the effort to change habits/ face emotional dramas etc etc.

It's the same here.

You can change the way you think... but it takes effort.

By shooting down those who manage to do it it's very short sighted.

I always keep an open mind, it helps.

I am trying to see your point of view however all I can see it's somebody who thinks they are right and don't want to change.

And you are welcome to stay that way but the only person that you are harming is yourself.

I will be off the board when I decide so

I do worry about retirement for myself and DH but my current bigger worry is how to look after aging parents. Right now my DM and DF are in their 60s and help out a lot. They do childcare so that I can work and are always there to help out with ad hoc things as well (they take the dog if i go away for work, for example) My grandparents lived into their 80s and even with good pensions etc it has still been a struggle to cope with their failing health and decline.
I'm in my mid thirties and i worry about the day when my DM or DF start to decline. How am I supposed to look after them when i need to work FT? How can i pay for or support their health care costs? They own their home which is something but it does worry me about what will happen when they need my help and I'm having to support them and my kids. Let alone if there is anything left over for me at the end of it.

behappy as with weight loss the amount of effort it takes varies MASSIVELY from person to person. Would you look at someone in a wheel chair and declare that while walking takes effort its worth it for the health benefits? Or might you realise you are being a giant arse and see that the amount of effort it takes for you to walk my not be representative of the effort they would need to put it? Would you be capable of seeing that it is possible for the amount of effort it would take them to be impossible for them to achieve?

Similarly if you had a sore throat once and got over it using lemsip, would you tell a friend with throat cancer that you didn't see why they weren't on the lemsip?

You have determinedly missed the fact that I personally am not depressed. I am an academic and part of my research involves depression. My statements on this issue come from scientific knowledge not personal experience.

Your insistence that I am wrong about depression and suicide and could apply your simple 'try a bit harder' methodology to my world view are dramatically misplaced when you think about it.