To think that the police/bank won't do anything (card fraud)

[Heckneck]

Ok so my sister has just found out her partner has opened a card in her name. He spent 2k on the card (all online) he has paid it off since but she has been told that she can file a police report but it's unlikely anything will come of it. Will they really not be able to put him away ? Sister says she wouldn't want that anyway but I think he should?

Put him away?

Nope. Ex’s did same to me except he didn’t repay it. No action was taken by police

If it’s in her name can’t she cancel the card / close the account?

Well yes they would be able to do something about it but unlikely in the face of it that he would be imprisoned. And a moot point if she isn't going to report him anyway.

Does she want the relationship to continue? If not, I'd go to the police.

Sorry I read that as ex not current partner...are they splitting up? Is he abusive? Opening a card in her name in secret is major

No they're still together. She's not pressing charges cos there's no money to go after as he paid it off. Why wouldn't the credit card company go after him for obtaining this card in her name tho?

No they're still together.

So she wants someone else to sanction him but she's not prepared to end the relationship? That's quite bizarre. Is there more going on here, is she afraid of him, being threatened or abused?

Because why would they? They have their money. It's up to your sister and if she is choosing to let it go then it's up to her.

Agree with PP, why does she want the card company to punish him but not do anything herself?

In the card provider’s eyes, there is currently no balance due or late payment for them to be concerned about. Also they cannot be 100% sure that a current partner who lives with the victim acted behind her back - it’s like a child using a parent’s credit card and then filing a chargeback with their bank for fraud?

I’m sure if your sister wants to close the account, she can ring up and do that. She needs to talk to her partner about how serious using her details, forging her signature, using her id etc to open a credit card is. I wouldn’t still be calling him my partner!

Not sure about abuse. She's never suggested anything. They always seem happy etc. Personally I'd press charges. But looking at research it very rarely ends in prison. Just thought the card company might want to go after him seeing as he obtained it illegally.

Does she want him put away?? If so she needs to do her bit and involve the police...even then I don't see that it would happen and at the end of the day they are in a relationship??