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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask you why someone would receive a letter from Hargreaves and Lansdown

34 replies

divorcenightmare · 13/11/2017 21:58

In the middle of a not nice divorce.

Form Es exchanged. Questions being formulated, but lots of things missing from H's form.

Amongst lots of other things, he has declared no shares. I think, for various reasons, that he does have shares. How would I go about proving this? As if to prove a point, he got a letter from Hargreaves and Lansdown today - the investment company. Why would he get this if he didn't have some investments?

This is a living nightmare. The things he says to me make me feel as if I am going mad.

Help.

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Sandsnake · 13/11/2017 22:19

I got a lot of marketing material from them after I bought (and quickly sold) Royal Mail shares with them a few years ago. I think they were one of the major brokers, especially for people like me who do not usually buy shares. So that's a possibility.

Lunenburg · 13/11/2017 22:20

I got a letter from them this morning.

Have never used them before so no idea where they got my details.

The gist of the letter was that people who use investment advisers end up with Pension Pots that are £40k bigger than those who dont take advice.

Totally inappropriate in my case as I don't have a Pension Pot so pure speculative marketing !!

Perhaps he was targeted in the same marketing mailshot.

Grandma14 · 13/11/2017 22:32

My letter this morning was the same as Lunenburg
Just a one page mailshot about being able to earn £40k extra pension.
Obviously a mail shot....

divorcenightmare · 13/11/2017 22:32

I know it's a horrible time, but unless it's massive sums, it might be better to let it go. I agree.

The H and L letter might be nothing.

Bit worried about shares in general.

More to the point at the moment is the fact that he hasn't provided bank statements for the last 12 months. Only his accounts in progress for the last financial year.

And he has provided no property valuations, and has really under estimated the value of two of them.

As if we are all stupid.

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divorcenightmare · 13/11/2017 22:36

Thanks for all your messages.

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Binglesplodge · 13/11/2017 22:49

I'm really sorry you're going through a tricky divorce: I agree with others that requiring him to disclose his dealings with them would be the best course.

However, as a customer of theirs I have to say it's reminiscent of the scene where Harry Potter gets into Hogwarts and all the letters come flying through the letterbox... We get them addressed to me, my husband, and my 3 year-old son for whom we also bought some investments when he was born. I'd say I definitely hear from them more than anyone else. So if you've only received this one strange envelope your husband may not have done much business with them! (Almost everything I get is junk mail. It's very irritating).

Ness1234 · 13/11/2017 22:51

I received a marketing letter from them today.

Lokisglowstickofdestiny · 13/11/2017 22:52

H & L send a heck of a lot of direct marketing letters out. I vaguely enquired about an ISA some years ago and they've been sending me stuff ever since (I really should get around to telling them to piss off).

divorcenightmare · 16/11/2017 06:15

I found the letter in the bin.

It was the £40,000 direct marketing letter.

Blush

I still think H has shares though. My solicitor says that they are impossible to trace.

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